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The Truth About Teen Drivers & Auto Insurance Rates

    5 minute read

    In today’s world, teenagers are masters of all things relating to smartphones, cat videos and eye rolling. However, one skill some teens struggle with is operating a motor vehicle. Yes, it’s about that time when you have to teach your teen to drive. Not only that, but you need to add them to your Auto Insurance policy. Oh, the horror. Because of your teen driver’s inexperience on the road, Auto Insurance companies charge higher insurance rates for them than they do adults. There aren’t many ways you can get around the expensive cost of insuring teen drivers. However, there are some discounts and tricks you can do to offset some of the rate increase. Read More »The Truth About Teen Drivers & Auto Insurance Rates

    What Do People Really Think About Usage-Based Auto Insurance?

      3 minute read

      Usage-based insurance is one of the biggest innovations the auto insurance industry has seen in quite some time. The question is – will it catch on with Americans?

      Here’s the idea: you place a little device (which usually plugs into a fuse port under your dashboard) in your car that reads data from your vehicle’s on-board computer. It collects information on your driving time, mileage, speed, acceleration, braking, and similar categories. This data is transmitted to the insurer, who sets your insurance rate based on your actual driving behaviors, rather than estimating it based on what your peers do. As a result, many people can potentially save a great deal of money on their auto insurance policies.

      Do American Drivers Like Usage-Based Auto Insurance?

      On paper, it sounds like a great idea. What do regular Americans think?Read More »What Do People Really Think About Usage-Based Auto Insurance?

      Anatomy of an Auto Insurance Fraud Scheme

        3 minute read

        You hear about the scourge of “insurance fraud” from reading the newspapers and websites like this one. The Coalition Against Insurance Fraud estimates that a mind-boggling $80 billion in fraudulent insurance claims are filed in the U.S. each year. Much of these costs are passed on to consumers in the form of higher insurance premiums. For instance, the National Insurance Crime Bureau says that about $200 to $300 of your auto insurance premiums are a direct result of fraud and its related costs.

        But even though you’re aware of auto insurance fraud, you may not have a clear picture of what the term means. Chances are, you  may not have much of an idea about how this type of fraud is executed and how insurance companies lose money as a result. With that in mind, here is a close-up look at the anatomy of one auto insurance scam that was recently discovered in New Jersey.

        Read More »Anatomy of an Auto Insurance Fraud Scheme

        Trade Group: Ohio Auto, Homeowners Insurance Affordable

          3 minute read

          Ohio is a fantastic place to live for any number of reasons. Residents love everything from the charm of Ashtabula County’s covered bridges, to the beauty of the Appalachian forests and Cuyahoga Valley National Park, to the vibrancy of the Cincinnati museums and Cleveland theatre scenes. It’s possible to live either in the quiet countryside or inside a bustling, exciting city – without the high costs often found on the East Coast.

          Living in and getting around the Buckeye State is also more cost-effective than many other places. That’s because Ohio is one of the most affordable states in the nation when it comes to both homeowners insurance and auto insurance.

           

          Homeowners Insurance

           

          Read More »Trade Group: Ohio Auto, Homeowners Insurance Affordable