money tips

What Does Your Credit Score Have to Do with Car Insurance?

2 minute read

Most people understand that they need a good credit score to secure a mortgage or get an auto loan with a decent interest rate. But were you aware that your credit score can affect how much you pay for auto insurance? Depending on where you live, credit scores may not be a car insurance rating factoring. Also, if you have good credit, your rates might be even lower in some states.Read More »What Does Your Credit Score Have to Do with Car Insurance?

car insurance payments

Should You Pay for Your Car Insurance Yearly or Monthly?

3 minute read

Once upon a time, the only way you could purchase Car Insurance was to pay for it six months or a year in advance. This required some forethought and budgeting for drivers. Saving enough money to foot the bill for that annual or semi-annual payment could be difficult for many people. As more states began requiring Car Insurance, insurers slowly began making the payment process more convenient for drivers. They started offering policies with monthly payment options. Today, it’s more common to submit a payment each month for your Auto Insurance than it is to pay semi-annually or annually.Read More »Should You Pay for Your Car Insurance Yearly or Monthly?