4 minute read
Despite the legal requirements to carry some form of Auto Insurance, some drivers inevitably fail to remain insured. According to the Insurance Research Council, one in eight drivers… Read More »What is Uninsured Motorist Coverage and Why Do I Need It?
5 minute read
We hope you never have to experience a total loss accident. But if it happens, do you know how your insurance company calculates how much your car is… Read More »Actual Cash Value v. Replacement Cost in Auto Insurance
Many people opt to buy the most minimal amount of Car Insurance possible. Why do they do this? The answer is usually that they want to save money. It can be expensive just to pay for the minimum Car Insurance that is legally required by the state for all drivers. But in most cases, that minimum amount of Liability Insurance is not enough. People who have only the minimum amount can end up owing hundreds or even thousands of dollars out of pocket after an accident. It’s usually better to pay a little bit more on each payment to have additional Auto Insurance coverage. In fact, add-on coverage like Collision Insurance might just be the only thing standing between you and a financial disaster. Read More »Add-On Insurance Part I: Why Is Collision Insurance Important?
4 minute read
When you started driving, you knew that you had to get auto insurance to comply with the law, and also to protect your property and yourself in case… Read More »The Truth About Auto Insurance Claim Denials
5 minute read
What’s worse than getting into an auto accident if you don’t have any car insurance? Being involved in a collision when you think you are covered by insurance,… Read More »Auto Insurance: Full-Coverage May Not Be Exactly What It Seems
2 minute read
Parking lots pose a variety of safety hazards for both drivers and pedestrians. While it’s impossible to avoid crowded parking areas, there are some common practices that will… Read More »How to Avoid Parking Lot Accidents
