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Why do they call Missouri the Show Me State? Maybe it is because there are so many things to show people. A driver in Missouri might say, “Show me a resort getaway like Branson, a college town like Columbia, or a government hub like Jefferson City. Show me northern towns like St. Joseph or Hannibal. Show me southern cities like Springfield or Cape Girardeau. Show me BIG metropolises like Kansas City to the west or St. Louis to the east. Then show me all types of land from rich, agricultural farms to the Mark Twain National Forest to the mighty Mississippi River.”
And the driver would be able to see all of those places without leaving Missouri. Assuming that he or she had the proper auto insurance, of course.
Is Missouri Auto Insurance Expensive or Inexpensive?
State law requires all drivers in Missouri to have two types of auto insurance. The first kind is liability insurance with minimum limits of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $10,000 property damage. The second is uninsured motorist insurance with minimum limits of $25,000 bodily injury per person and $50,000 bodily injury per accident.
Read More »The Cheapest (and Most Expensive) Cities for Missouri Auto Insurance
Usage-based insurance is one of the biggest innovations the auto insurance industry has seen in quite some time. The question is – will it catch on with Americans?
Here’s the idea: you place a little device (which usually plugs into a fuse port under your dashboard) in your car that reads data from your vehicle’s on-board computer. It collects information on your driving time, mileage, speed, acceleration, braking, and similar categories. This data is transmitted to the insurer, who sets your insurance rate based on your actual driving behaviors, rather than estimating it based on what your peers do. As a result, many people can potentially save a great deal of money on their auto insurance policies.
Do American Drivers Like Usage-Based Auto Insurance?
On paper, it sounds like a great idea. What do regular Americans think?Read More »What Do People Really Think About Usage-Based Auto Insurance?
