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Winterize Your Car

    3 minute readSnow storms, ice storms, and freezing temperatures can make winter driving treacherous. Even if you live in an area that doesn’t get much snow or ice, colder temperatures… Read More »Winterize Your Car

    The Cheapest (and Most Expensive) Cities for Missouri Auto Insurance

      3 minute read

      Why do they call Missouri the Show Me State? Maybe it is because there are so many things to show people. A driver in Missouri might say, “Show me a resort getaway like Branson, a college town like Columbia, or a government hub like Jefferson City. Show me northern towns like St. Joseph or Hannibal. Show me southern cities like Springfield or Cape Girardeau. Show me BIG metropolises like Kansas City to the west or St. Louis to the east. Then show me all types of land from rich, agricultural farms to the Mark Twain National Forest to the mighty Mississippi River.”

      And the driver would be able to see all of those places without leaving Missouri. Assuming that he or she had the proper auto insurance, of course.

      Is Missouri Auto Insurance Expensive or Inexpensive?

      State law requires all drivers in Missouri to have two types of auto insurance. The first kind is liability insurance with minimum limits of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $10,000 property damage. The second is uninsured motorist insurance with minimum limits of $25,000 bodily injury per person and $50,000 bodily injury per accident.

      Missouri auto insuranceRead More »The Cheapest (and Most Expensive) Cities for Missouri Auto Insurance

      What Do People Really Think About Usage-Based Auto Insurance?

        3 minute read

        Usage-based insurance is one of the biggest innovations the auto insurance industry has seen in quite some time. The question is – will it catch on with Americans?

        Here’s the idea: you place a little device (which usually plugs into a fuse port under your dashboard) in your car that reads data from your vehicle’s on-board computer. It collects information on your driving time, mileage, speed, acceleration, braking, and similar categories. This data is transmitted to the insurer, who sets your insurance rate based on your actual driving behaviors, rather than estimating it based on what your peers do. As a result, many people can potentially save a great deal of money on their auto insurance policies.

        Do American Drivers Like Usage-Based Auto Insurance?

        On paper, it sounds like a great idea. What do regular Americans think?Read More »What Do People Really Think About Usage-Based Auto Insurance?

        Move It, Slowpoke – Or Get A Ticket!

          3 minute read

          It’s pretty well-known that excessive speed is one of the most common factors found to cause motor vehicle collisions. That’s why states, counties, and cities tend to crack down on people who are driving too fast by issuing speeding tickets.

          But what about the other end of the spectrum? Is it possible to drive too slow on a roadway?

          Absolutely. And many states are now starting to target slower drivers, too.

          SlowpokesThese are the new criminals in the left lanes of U.S. roadways.Read More »Move It, Slowpoke – Or Get A Ticket!

          The Cheapest (and Most Expensive) Cities for Michigan Auto Insurance

            3 minute read

            There are so many different things that make Michigan unique. Like the fact that it’s split into two parts. Or its vast expanse of forests, lakes, and rivers. Or that it’s the birthplace of Motown, the U.S. auto industry, and the Peace Corps. But if you have to get from the LP to the UP and back again, or drive anywhere along Michigan’s roads and highways, then you have to have auto insurance.

            Is Michigan Auto Insurance Expensive or Inexpensive?

            Everyone in Michigan is required to maintain basic no-fault auto insurance, which pays for injuries you sustain in an accident regardless of who is at fault. This insurance is made up of personal injury protection, property protection, and residual bodily injury/property damage liability insurance. This latter policy must have minimum limits of $20,000 bodily injury per person, $40,000 bodily injury per accident, and $10,000 property damage.

            Michigan auto insuranceRead More »The Cheapest (and Most Expensive) Cities for Michigan Auto Insurance

            The Cheapest (and Most Expensive) Cities for Illinois Auto Insurance

              3 minute read

              From bustling cities to green parks to beautiful lakes, the state of Illinois has a lot to offer its residents. But to experience all of the advantages of living in Illinois, you need a car to get around the state’s highways and roads.

              And in order to drive in the Land of Lincoln, state law requires you to have an auto insurance policy. All Illinois drivers must obtain liability insurance with at least $20,000 in per-person bodily injury coverage, $40,000 in per-incident bodily injury coverage, and $10,000 in property damage coverage. In addition, drivers must also purchase uninsured/underinsured motorist insurance with minimum bodily injury limits of $20,000 per person and $40,000 per accident. On average, Illinois drivers pay about $832 per year for minimum coverage.

              Is Illinois Auto Insurance Expensive or Inexpensive?

               

              Illinois auto insurance

               Read More »The Cheapest (and Most Expensive) Cities for Illinois Auto Insurance