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Catastrophic Insurance: What Is and Is Not Included in Your Homeowners Insurance Policy

5 minute read

Many people don’t understand what is not included on their standard Homeowners Insurance policy until it’s too late. Some homeowners only think short-term and opt for the minimum requirements on their mortgage. While there’s no one type of catastrophic insurance that covers everything, there are a few that are crucial to have. Most victims of natural disasters never imagined that they’d lose their home and belongings to a flood, earthquake or wildfire. People often skim over Flood Insurance and Earthquake Insurance, even after an agent explains that they won’t be covered with a standard Homeowners Insurance policy.Read More »Catastrophic Insurance: What Is and Is Not Included in Your Homeowners Insurance Policy