collision coverage

auto insurance life cycle

The Life Cycle of Your Car & How it Affects Auto Insurance

5 minute read

In the United States, having a car is just a part of life. Public transportation is limited in most places, so having your own vehicle is essential to getting where you need to go. Some people have their cars for years and years until it just can’t drive anymore. Others choose to lease their vehicle or trade it in for a new model every few years. So, how does your choice in vehicle and lifestyle affect your Auto Insurance?Read More »The Life Cycle of Your Car & How it Affects Auto Insurance

Add-On Insurance Part I: Why Is Collision Insurance Important?

3 minute read

Many people opt to buy the most minimal amount of Car Insurance possible. Why do they do this? The answer is usually that they want to save money. It can be expensive just to pay for the minimum Car Insurance that is legally required by the state for all drivers. But in most cases, that minimum amount of Liability Insurance is not enough. People who have only the minimum amount can end up owing hundreds or even thousands of dollars out of pocket after an accident. It’s usually better to pay a little bit more on each payment to have additional Auto Insurance coverage. In fact, add-on coverage like Collision Insurance might just be the only thing standing between you and a financial disaster. Read More »Add-On Insurance Part I: Why Is Collision Insurance Important?