car insurance

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Uninsured and Underinsured Motorist Coverage: Do I Have To Buy Both?

3 minute read

In California, drivers are required by law to carry Liability Insurance on their Auto Insurance policy. Unfortunately, there are a lot of law breakers out there who choose not carry the adequate amount of Car Insurance. Even worse, there are some that choose not to carry any coverage at all. So, what happens if you get into a car accident with someone who does not have the proper Auto Insurance? This question should prompt you to consider adding Uninsured and/or Underinsured Motorist Coverage to your Auto Insurance policy. Read More »Uninsured and Underinsured Motorist Coverage: Do I Have To Buy Both?

How Is My Car Insurance Rate Affected by a Traffic Citation?

2 minute read

No one likes to receive moving violations. However, getting a traffic citation isn’t necessarily cause for panic over your Car Insurance rates. If this is your only traffic ticket in the last three years, you likely have little to worry about. That’s because most insurance companies only review driving records when you apply for Auto Insurance. If you are considered a high risk driver or if you have a Commercial Drivers License (CDL), you will likely see higher rates at your time of application.Read More »How Is My Car Insurance Rate Affected by a Traffic Citation?