auto insurance rates

The Cheapest (and Most Expensive) Cities for Georgia Auto Insurance

3 minute read

The precious state of Georgia is the perfect place for peanuts, pecans, and peanuts. From the grandeur of Stone Mountain to the tradition of the Masters golf tournament to the bustling city of Atlanta, Georgia is full of beauty and Southern charm. And you can see it all by car on the state’s miles of highways and other roads.

Is Georgia Auto Insurance Expensive or Inexpensive?

But before you do that, you have to obtain auto insurance, because state law prohibits you from driving without it. Georgia’s minimum liability insurance limits are $25,000 for bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage. Compared to other states, Georgia is generally in the middle of the pack when it comes to what drivers actually pay for auto insurance policies at around $1,090 per year.

 

Georgia Auto Insurance

 Read More »The Cheapest (and Most Expensive) Cities for Georgia Auto Insurance

Should You Install a Crash-Avoidance System on your Car?

2 minute read

There’s a distinct advantage to purchasing a new car rather than a pre-owned one. That is, the newer vehicle will probably have more safety features than its older counterpart. Years ago, you could buy a car with optional safety features like anti-lock brakes, air bags and backup cameras. Today, all of this technology is standard equipment on most vehicles. One of the latest add-ons for vehicle safety is the crash-avoidance system. Using a variety of sensors and cameras, these systems help the vehicle detect unsafe conditions before the driver can. This reduces the chances of a collision.Read More »Should You Install a Crash-Avoidance System on your Car?

Will Ride-Sharing Companies Drive up Auto Insurance Rates for Everybody?

3 minute read

Transportation network companies, also known as TNCs or ride-sharing companies, are popping up in more cities across the U.S. With names like Uber, Lyft, and Sidecar, these entities allow a person to set up and pay for a ride using a smartphone app or computer. But TNCs don’t maintain their own fleets of cars; instead, they allow regular drivers to “rent” out their personal vehicles to those who want to earn more as ride-sharing drivers.

It’s this latter aspect which is drawing the ire of some people in the insurance business. They claim that ride-sharing services are effectively driving up the rates of personal auto insurance policies for all other drivers in the areas in which they operate.

 

Auto Insurance Rates

 

Read More »Will Ride-Sharing Companies Drive up Auto Insurance Rates for Everybody?

8 Tips for Getting Lower Car Insurance Quotes

3 minute read

car insurance quotesOf course, it’s unethical to knowingly give false information when obtaining Car Insurance quotes. But there are two more practical reasons for being truthful. First, your insurer will check your personal and driving records to verify the information you have submitted anyways. Second, if you do manage to secure a policy with inaccurate information, it’s likely that your policy will be voided when you file a claim if your lie gets brought to light. That could leave you in a serious financial bind.Read More »8 Tips for Getting Lower Car Insurance Quotes