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Cars and Auto Insurance

The Cheapest (and Most Expensive) Cities for Illinois Auto Insurance

    3 minute read

    From bustling cities to green parks to beautiful lakes, the state of Illinois has a lot to offer its residents. But to experience all of the advantages of living in Illinois, you need a car to get around the state’s highways and roads.

    And in order to drive in the Land of Lincoln, state law requires you to have an auto insurance policy. All Illinois drivers must obtain liability insurance with at least $20,000 in per-person bodily injury coverage, $40,000 in per-incident bodily injury coverage, and $10,000 in property damage coverage. In addition, drivers must also purchase uninsured/underinsured motorist insurance with minimum bodily injury limits of $20,000 per person and $40,000 per accident. On average, Illinois drivers pay about $832 per year for minimum coverage.

    Is Illinois Auto Insurance Expensive or Inexpensive?

     

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    The Cheapest (and Most Expensive) Cities for Georgia Auto Insurance

      3 minute read

      The precious state of Georgia is the perfect place for peanuts, pecans, and peanuts. From the grandeur of Stone Mountain to the tradition of the Masters golf tournament to the bustling city of Atlanta, Georgia is full of beauty and Southern charm. And you can see it all by car on the state’s miles of highways and other roads.

      Is Georgia Auto Insurance Expensive or Inexpensive?

      But before you do that, you have to obtain auto insurance, because state law prohibits you from driving without it. Georgia’s minimum liability insurance limits are $25,000 for bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage. Compared to other states, Georgia is generally in the middle of the pack when it comes to what drivers actually pay for auto insurance policies at around $1,090 per year.

       

      Georgia Auto Insurance

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      New Jersey’s Point System Explained

        3 minute read

        The state of New Jersey is a great place to live and work. But there are some things about the driving experience which may strike outsiders as a little weird. For one thing, you can’t pump your own gas; you must let an attendant do it for you. State law requires you to honk your horn before passing, even though drivers rarely do so. And you aren’t allowed to get a personalized license plate if you’ve had your driver’s license suspended within the past two years.

         

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        Pay-As-You-Go Insurance App: Too Good To Be True?

          3 minute read

          The process of obtaining auto insurance has become much easier in recent years with the advent of the Internet. Now, people can visit an insurer website, enter some information, get a rate quote, and purchase auto insurance coverage. Also, digital proof of insurance is starting to be offered in many states, allowing users to keep “virtual insurance cards” on a smartphone instead of having to dig through a glove compartment or purse to find a card.

          However, the basic procedures which determine how much you pay for auto insurance haven’t really changed all that much. Insurers take your information, and assign you a premium amount based on how people in your risk group drive. They don’t take into account how your driving habits might differ from those in your peer group.

           

          Auto Insurance

           

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          Electric Cars and Cold Temperatures Don’t Mix

            3 minute read

            Hundreds of thousands of Americans have begun reaping the advantages of plug-in electric or electric-hybrid vehicles. They can be charged at home, eliminate the need for most or all costly gasoline fill-ups, and help the environment by refraining from spewing pollutants into the air. For many people who drive short distances in urban settings, EVs are a dream come true.

            But for those who live in climate-diverse areas of the U.S., electric vehicles can present some bothersome problems.

             

            Auto Coverage

             

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            Why You Shouldn’t Lie to Your Auto Insurer

              3 minute read

              Almost all of us have heard it since we were kids: “Lying is wrong.”

              But in reality, we all fib to some degree, even if it’s just a lie of omission. We tell our co-worker that we like her hideous dress. We tell an inquisitive stranger that we’re fine even when we’re angry. We neglect to mention to the guy at the next table that he has mustard on his face.

              So it’s pretty clear that there are certain times when lying is okay (or at least not terrible). However, dishonesty is not a wise approach to take when dealing with your auto insurance company – even though quite a few people think so.

               

              Auto Insurer

               

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