Cars and Auto Insurance

The Cheapest (and Most Expensive) Cities for Michigan Auto Insurance

3 minute read

There are so many different things that make Michigan unique. Like the fact that it’s split into two parts. Or its vast expanse of forests, lakes, and rivers. Or that it’s the birthplace of Motown, the U.S. auto industry, and the Peace Corps. But if you have to get from the LP to the UP and back again, or drive anywhere along Michigan’s roads and highways, then you have to have auto insurance.

Is Michigan Auto Insurance Expensive or Inexpensive?

Everyone in Michigan is required to maintain basic no-fault auto insurance, which pays for injuries you sustain in an accident regardless of who is at fault. This insurance is made up of personal injury protection, property protection, and residual bodily injury/property damage liability insurance. This latter policy must have minimum limits of $20,000 bodily injury per person, $40,000 bodily injury per accident, and $10,000 property damage.

The Cheapest (and Most Expensive) Cities for Illinois Auto Insurance

3 minute readFrom bustling cities to green parks to beautiful lakes, the state of Illinois has a lot to offer its residents. But to experience all of the advantages of… Read More »The Cheapest (and Most Expensive) Cities for Illinois Auto Insurance

The Cheapest (and Most Expensive) Cities for Georgia Auto Insurance

3 minute read

The precious state of Georgia is the perfect place for peanuts, pecans, and peanuts. From the grandeur of Stone Mountain to the tradition of the Masters golf tournament to the bustling city of Atlanta, Georgia is full of beauty and Southern charm. And you can see it all by car on the state’s miles of highways and other roads.

Is Georgia Auto Insurance Expensive or Inexpensive?

But before you do that, you have to obtain auto insurance, because state law prohibits you from driving without it. Georgia’s minimum liability insurance limits are $25,000 for bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage. Compared to other states, Georgia is generally in the middle of the pack when it comes to what drivers actually pay for auto insurance policies at around $1,090 per year.

New Jersey’s Point System Explained

3 minute read

The state of New Jersey is a great place to live and work. But there are some things about the driving experience which may strike outsiders as a little weird. For one thing, you can’t pump your own gas; you must let an attendant do it for you. State law requires you to honk your horn before passing, even though drivers rarely do so. And you aren’t allowed to get a personalized license plate if you’ve had your driver’s license suspended within the past two years.

Pay-As-You-Go Insurance App: Too Good To Be True?

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The process of obtaining auto insurance has become much easier in recent years with the advent of the Internet. Now, people can visit an insurer website, enter some information, get a rate quote, and purchase auto insurance coverage. Also, digital proof of insurance is starting to be offered in many states, allowing users to keep “virtual insurance cards” on a smartphone instead of having to dig through a glove compartment or purse to find a card.

However, the basic procedures which determine how much you pay for auto insurance haven’t really changed all that much. Insurers take your information, and assign you a premium amount based on how people in your risk group drive. They don’t take into account how your driving habits might differ from those in your peer group.

Electric Cars and Cold Temperatures Don’t Mix

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Hundreds of thousands of Americans have begun reaping the advantages of plug-in electric or electric-hybrid vehicles. They can be charged at home, eliminate the need for most or all costly gasoline fill-ups, and help the environment by refraining from spewing pollutants into the air. For many people who drive short distances in urban settings, EVs are a dream come true.

But for those who live in climate-diverse areas of the U.S., electric vehicles can present some bothersome problems.