The one kind of insurance far too many people overlook is renter’s insurance. They assume that if something terrible happens, like a fire or flooding, that their landlord’s insurance will cover them. That’s unfortunately not usually the case. In some…
On average about 1 out of 10 people file an injury claim at some point in their lives. Injuries in the home are often the problem. So, before you freak out about someone getting hurt in your home, it’s good…
If you’re a renter without insurance, you’re taking a big risk. You’re also part of a large group that wrongly assumes their landlord’s policy gives them coverage. This isn’t the case, as a landlord’s property insurance coverage only pays for…
California has earned a reputation as a place where extravagance is on display all the time – from Lamborghinis and Bentleys traveling on the roads to Gucci and Manolo Blahniks adorning the ladies. Many homes in California also boast pricey…
You’re a good person. You mind your own business and don’t cause any trouble. You work hard for a living so you can afford to live in your nice-but-not-opulent house. So why would someone ever target your home for a…
Inevitable Nature Earthquakes are an inevitable phenomena of nature that can cause devastating damage and loss in just a few seconds. If your home is not built or designed to withstand the massive earth movements, there will likely be damages…
What is Scheduled Coverage (aka Valuable Items Insurance)? When you get a homeowners, condo or renters insurance policy, it usually comes with coverage for some high-value items. Unfortunately, the standard policy tends to limit the coverage for these valuable items…
There’s a lot that goes hand-in-hand with an investment property…sometimes more than you’d expect. From repairs to difficult tenants, it’s easy to get overwhelmed. AIS would like to help assure you’ve got your most important bases covered in your investment…
When you own a home and purchase homeowners insurance, your policy covers damage to the home and it also protects your family if anyone is injured on your property or if you or your family happen to accidentally injure or…
You’re young and in good health — do you still need insurance? The answer is yes, but, as Money magazine recently reported, about 25 percent of people between the ages of 18 and 29, the so-called “millennial” generation, are going…