It’s an unfortunate fact that there are many uninsured and underinsured motorists on the road. Yes, these drivers are putting themselves at risk of getting caught breaking the law. But if they are involved in an accident, they also probably won’t have the means to pay for the damages they have caused. This will cause problems for the insured driver, especially if it’s a really bad accident. Because of this, uninsured and underinsured drivers can face stiff fines and even jail time. According to the Insurance Research Council (IRC), 1 out 7 drivers is uninsured. That’s a lot of accidents that aren’t covered. Read More »Add-On Insurance Part III: Uninsured and Underinsured Motorist Insurance
Buying a motorcycle is a huge deal. Like most other major purchases, the total cost will add up to much more than the sticker price of the new bike itself. You have to factor in dealer fees, delivery fees, sales tax, title transfers, riding gear and more. One more expense you’ll have to plan for is Motorcycle Insurance. As a rider, you are legally required to carry Motorcycle Insurance in California. Even if it wasn’t a requirement, it is more than a good idea.Read More »10 Things You Need to Know About Motorcycle Insurance in California
In California, drivers are required by law to carry Liability Insurance on their Auto Insurance policy. Unfortunately, there are a lot of law breakers out there who choose not carry the adequate amount of Car Insurance. Even worse, there are some that choose not to carry any coverage at all. So, what happens if you get into a car accident with someone who does not have the proper Auto Insurance? This question should prompt you to consider adding Uninsured and/or Underinsured Motorist Coverage to your Auto Insurance policy. Read More »Uninsured and Underinsured Motorist Coverage: Do I Have To Buy Both?