4 minute read
According to a 2021 study by the Insurance Research Council (IRC), about one in eight drivers on the road did not have car insurance in 2019. Since state-required liability insurance doesn’t cover… Read More »Why Do I Need Uninsured Motorist Coverage? | Insurance Basics
4 minute read
Many drivers often look to save on their monthly premiums by only purchasing their state minimum Liability Insurance. But have you seen your state’s required Liability coverage recently?… Read More »Understanding the Liability Insurance Limits on Your Auto Policy
It’s an unfortunate fact that there are many uninsured and underinsured motorists on the road. Yes, these drivers are putting themselves at risk of getting caught breaking the law. But if they are involved in an accident, they also probably won’t have the means to pay for the damages they have caused. This will cause problems for the insured driver, especially if it’s a really bad accident. Because of this, uninsured and underinsured drivers can face stiff fines and even jail time. According to the Insurance Research Council (IRC), 1 out 7 drivers is uninsured. That’s a lot of accidents that aren’t covered.Read More »Add-On Insurance Part III: Uninsured and Underinsured Motorist Insurance
< 1 minute read
 One component of insurance policies should be Uninsured or Underinsured motorist coverage (UM/UIM). When purchasing or upgrading a policy, you will want to make sure that you have… Read More »What is UM/UIM Coverage?
