Tag: property damage

What is Uninsured Motorist Coverage and Why Do I Need It?

Despite the legal requirements to carry some form of Auto Insurance, some drivers inevitably fail to remain insured. According to the Insurance Research Council, one in eight drivers does not have insurance. In many urban areas, the uninsured rate is

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Why Do I Need an Umbrella Policy?

No matter how careful you are, accidents happen. After all, you can’t control the other drivers on the road. If you do get into an accident, you may be faced with an unforgiving lawsuit. While you may have Liability Insurance

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18 Things You Didn’t Know Are Covered by Homeowners Insurance

Most people know that their Homeowners Insurance covers them in the case of theft or vandalism. But, did you know that you’re also covered for jewelry, art and other similar valuables? That’s right, it’s not just furniture that’s covered by your

Posted in Homeowners Insurance, Personal Property Tagged with: , , , ,

Facts About Floods

Every year, countless people incur thousands of dollars of property damage caused by flooding. Floods are defined as water overflowing into an area that is normally dry. This may be just a few inches of standing water that subsides after

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Obtaining Auto Insurance in California

In California, like many other states, it is illegal to operate a vehicle without proper insurance coverage. While that coverage can come in multiple forms, i.e. providing a cash deposit of $35,000 to the California Department of Motor Vehicles, or

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