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New Jersey’s Point System Explained

    3 minute read

    The state of New Jersey is a great place to live and work. But there are some things about the driving experience which may strike outsiders as a little weird. For one thing, you can’t pump your own gas; you must let an attendant do it for you. State law requires you to honk your horn before passing, even though drivers rarely do so. And you aren’t allowed to get a personalized license plate if you’ve had your driver’s license suspended within the past two years.

     

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    Will Ride-Sharing Companies Drive up Auto Insurance Rates for Everybody?

      3 minute read

      Transportation network companies, also known as TNCs or ride-sharing companies, are popping up in more cities across the U.S. With names like Uber, Lyft, and Sidecar, these entities allow a person to set up and pay for a ride using a smartphone app or computer. But TNCs don’t maintain their own fleets of cars; instead, they allow regular drivers to “rent” out their personal vehicles to those who want to earn more as ride-sharing drivers.

      It’s this latter aspect which is drawing the ire of some people in the insurance business. They claim that ride-sharing services are effectively driving up the rates of personal auto insurance policies for all other drivers in the areas in which they operate.

       

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      8 Tips for Getting Lower Car Insurance Quotes

        3 minute read

        car insurance quotesOf course, it’s unethical to knowingly give false information when obtaining Car Insurance quotes. But there are two more practical reasons for being truthful. First, your insurer will check your personal and driving records to verify the information you have submitted anyways. Second, if you do manage to secure a policy with inaccurate information, it’s likely that your policy will be voided when you file a claim if your lie gets brought to light. That could leave you in a serious financial bind.Read More »8 Tips for Getting Lower Car Insurance Quotes

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        Electronic License Plates Are Coming Sooner Than You Think

          3 minute read

          Over the last few decades, there have been numerous technological and electronic advancements made in passenger vehicles. Drivers tend to focus on the innovative creature comforts, like in-dash GPS, satellite radio and hands-free mobile phone applications. Electronics also play a major part in the operation of today’s vehicles. There are engines compatible with computer diagnostic equipment, electronic crash sensors in bumpers and technology that identifies stationary objects ahead to apply brakes faster than drivers can. Given these advancements, it’s a bit puzzling as to why the electronics trend has avoided one of the most common components of a vehicle: license plates.Read More »Electronic License Plates Are Coming Sooner Than You Think

          Does California Offer Alternatives to Car Insurance?

            3 minute read

            Hopefully, you’re aware that carrying Car Insurance is a requirement in the state of California for all drivers. In fact, the law requires all motorists to obtain an auto policy. Just in case you didn’t know, you cannot legally drive without Auto Insurance coverage in California. This fact may not bode well for drivers with a not-so-great record. Such drivers may have increased Auto Insurance premiums, or they may not be able to find insurance at all.Read More »Does California Offer Alternatives to Car Insurance?