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Move It, Slowpoke – Or Get A Ticket!

    3 minute read

    It’s pretty well-known that excessive speed is one of the most common factors found to cause motor vehicle collisions. That’s why states, counties, and cities tend to crack down on people who are driving too fast by issuing speeding tickets.

    But what about the other end of the spectrum? Is it possible to drive too slow on a roadway?

    Absolutely. And many states are now starting to target slower drivers, too.

    SlowpokesThese are the new criminals in the left lanes of U.S. roadways.Read More »Move It, Slowpoke – Or Get A Ticket!

    The Cheapest (and Most Expensive) Cities for Michigan Auto Insurance

      3 minute read

      There are so many different things that make Michigan unique. Like the fact that it’s split into two parts. Or its vast expanse of forests, lakes, and rivers. Or that it’s the birthplace of Motown, the U.S. auto industry, and the Peace Corps. But if you have to get from the LP to the UP and back again, or drive anywhere along Michigan’s roads and highways, then you have to have auto insurance.

      Is Michigan Auto Insurance Expensive or Inexpensive?

      Everyone in Michigan is required to maintain basic no-fault auto insurance, which pays for injuries you sustain in an accident regardless of who is at fault. This insurance is made up of personal injury protection, property protection, and residual bodily injury/property damage liability insurance. This latter policy must have minimum limits of $20,000 bodily injury per person, $40,000 bodily injury per accident, and $10,000 property damage.

      Michigan auto insuranceRead More »The Cheapest (and Most Expensive) Cities for Michigan Auto Insurance

      Anatomy of an Auto Insurance Fraud Scheme

        3 minute read

        You hear about the scourge of “insurance fraud” from reading the newspapers and websites like this one. The Coalition Against Insurance Fraud estimates that a mind-boggling $80 billion in fraudulent insurance claims are filed in the U.S. each year. Much of these costs are passed on to consumers in the form of higher insurance premiums. For instance, the National Insurance Crime Bureau says that about $200 to $300 of your auto insurance premiums are a direct result of fraud and its related costs.

        But even though you’re aware of auto insurance fraud, you may not have a clear picture of what the term means. Chances are, you  may not have much of an idea about how this type of fraud is executed and how insurance companies lose money as a result. With that in mind, here is a close-up look at the anatomy of one auto insurance scam that was recently discovered in New Jersey.

        Read More »Anatomy of an Auto Insurance Fraud Scheme

        The Cheapest (and Most Expensive) Cities for Illinois Auto Insurance

          3 minute read

          From bustling cities to green parks to beautiful lakes, the state of Illinois has a lot to offer its residents. But to experience all of the advantages of living in Illinois, you need a car to get around the state’s highways and roads.

          And in order to drive in the Land of Lincoln, state law requires you to have an auto insurance policy. All Illinois drivers must obtain liability insurance with at least $20,000 in per-person bodily injury coverage, $40,000 in per-incident bodily injury coverage, and $10,000 in property damage coverage. In addition, drivers must also purchase uninsured/underinsured motorist insurance with minimum bodily injury limits of $20,000 per person and $40,000 per accident. On average, Illinois drivers pay about $832 per year for minimum coverage.

          Is Illinois Auto Insurance Expensive or Inexpensive?

           

          Illinois auto insurance

           Read More »The Cheapest (and Most Expensive) Cities for Illinois Auto Insurance

          The Cheapest (and Most Expensive) Cities for Georgia Auto Insurance

            3 minute read

            The precious state of Georgia is the perfect place for peanuts, pecans, and peanuts. From the grandeur of Stone Mountain to the tradition of the Masters golf tournament to the bustling city of Atlanta, Georgia is full of beauty and Southern charm. And you can see it all by car on the state’s miles of highways and other roads.

            Is Georgia Auto Insurance Expensive or Inexpensive?

            But before you do that, you have to obtain auto insurance, because state law prohibits you from driving without it. Georgia’s minimum liability insurance limits are $25,000 for bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage. Compared to other states, Georgia is generally in the middle of the pack when it comes to what drivers actually pay for auto insurance policies at around $1,090 per year.

             

            Georgia Auto Insurance

             Read More »The Cheapest (and Most Expensive) Cities for Georgia Auto Insurance

            New Jersey’s Point System Explained

              3 minute read

              The state of New Jersey is a great place to live and work. But there are some things about the driving experience which may strike outsiders as a little weird. For one thing, you can’t pump your own gas; you must let an attendant do it for you. State law requires you to honk your horn before passing, even though drivers rarely do so. And you aren’t allowed to get a personalized license plate if you’ve had your driver’s license suspended within the past two years.

               

               New Jersey's Point System ExplainedRead More »New Jersey’s Point System Explained