Cars and Auto Insurance

Are You Covered if You Decline Rental Car Insurance?

3 minute read

These days, renting a car is easier than ever. You can make a reservation ahead of time right from your computer, and pick up your vehicle when you arrive at the rental facility.

What may not be simple is deciding whether or not to purchase car insurance offered by the rental company. Are you covered if you say no, or should you bite the bullet and pay the extra money? This can be made more difficult if you’re stressed from being on a plane for a few hours, grabbing your checked bags off the carousel, and hauling them to the rental car place.

The Cheapest (and Most Expensive) Cities for Georgia Auto Insurance

3 minute read

The precious state of Georgia is the perfect place for peanuts, pecans, and peanuts. From the grandeur of Stone Mountain to the tradition of the Masters golf tournament to the bustling city of Atlanta, Georgia is full of beauty and Southern charm. And you can see it all by car on the state’s miles of highways and other roads.

Is Georgia Auto Insurance Expensive or Inexpensive?

But before you do that, you have to obtain auto insurance, because state law prohibits you from driving without it. Georgia’s minimum liability insurance limits are $25,000 for bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage. Compared to other states, Georgia is generally in the middle of the pack when it comes to what drivers actually pay for auto insurance policies at around $1,090 per year.

Should You Install a Crash-Avoidance System on your Car?

2 minute read

There’s a distinct advantage to purchasing a new car rather than a pre-owned one. That is, the newer vehicle will probably have more safety features than its older counterpart. Years ago, you could buy a car with optional safety features like anti-lock brakes, air bags and backup cameras. Today, all of this technology is standard equipment on most vehicles.Â One of the latest add-ons for vehicle safety is the crash-avoidance system. Using a variety of sensors and cameras, these systems help the vehicle detect unsafe conditions before the driver can. This reduces the chances of a collision.Read More »Should You Install a Crash-Avoidance System on your Car?

New Jersey’s Point System Explained

3 minute read

The state of New Jersey is a great place to live and work. But there are some things about the driving experience which may strike outsiders as a little weird. For one thing, you can’t pump your own gas; you must let an attendant do it for you. State law requires you to honk your horn before passing, even though drivers rarely do so. And you aren’t allowed to get a personalized license plate if you’ve had your driver’s license suspended within the past two years.

Simple Tweaks Can Save You Money on Car Insurance

3 minute read

It can be astonishing how making a few small changes can lead to big results. For example, altering a few settings on your computer can often make it run faster or more efficiently. Adjusting a lamp or other light fixture a couple of inches can substantially brighten a room or work space. And raising the angle of a treadmill just a bit can give you a much better aerobic workout.

The same approach can be taken with regard to your auto insurance policy. There are a number of simple tweaks you can make to your coverage or habits that can result in significant cost savings for you. Here are some of the easiest alterations:

Will Ride-Sharing Companies Drive up Auto Insurance Rates for Everybody?

3 minute read

Transportation network companies, also known as TNCs or ride-sharing companies, are popping up in more cities across the U.S. With names like Uber, Lyft, and Sidecar, these entities allow a person to set up and pay for a ride using a smartphone app or computer. But TNCs don’t maintain their own fleets of cars; instead, they allow regular drivers to “rent” out their personal vehicles to those who want to earn more as ride-sharing drivers.

It’s this latter aspect which is drawing the ire of some people in the insurance business. They claim that ride-sharing services are effectively driving up the rates of personal auto insurance policies for all other drivers in the areas in which they operate.

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