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New Jersey’s Point System Explained

    3 minute read

    The state of New Jersey is a great place to live and work. But there are some things about the driving experience which may strike outsiders as a little weird. For one thing, you can’t pump your own gas; you must let an attendant do it for you. State law requires you to honk your horn before passing, even though drivers rarely do so. And you aren’t allowed to get a personalized license plate if you’ve had your driver’s license suspended within the past two years.

     

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    Simple Tweaks Can Save You Money on Car Insurance

      3 minute read

      It can be astonishing how making a few small changes can lead to big results. For example, altering a few settings on your computer can often make it run faster or more efficiently. Adjusting a lamp or other light fixture a couple of inches can substantially brighten a room or work space. And raising the angle of a treadmill just a bit can give you a much better aerobic workout.

       

      The same approach can be taken with regard to your auto insurance policy. There are a number of simple tweaks you can make to your coverage or habits that can result in significant cost savings for you. Here are some of the easiest alterations:

       

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      Trade Group: Ohio Auto, Homeowners Insurance Affordable

        3 minute read

        Ohio is a fantastic place to live for any number of reasons. Residents love everything from the charm of Ashtabula County’s covered bridges, to the beauty of the Appalachian forests and Cuyahoga Valley National Park, to the vibrancy of the Cincinnati museums and Cleveland theatre scenes. It’s possible to live either in the quiet countryside or inside a bustling, exciting city – without the high costs often found on the East Coast.

        Living in and getting around the Buckeye State is also more cost-effective than many other places. That’s because Ohio is one of the most affordable states in the nation when it comes to both homeowners insurance and auto insurance.

         

        Homeowners Insurance

         

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        Will Ride-Sharing Companies Drive up Auto Insurance Rates for Everybody?

          3 minute read

          Transportation network companies, also known as TNCs or ride-sharing companies, are popping up in more cities across the U.S. With names like Uber, Lyft, and Sidecar, these entities allow a person to set up and pay for a ride using a smartphone app or computer. But TNCs don’t maintain their own fleets of cars; instead, they allow regular drivers to “rent” out their personal vehicles to those who want to earn more as ride-sharing drivers.

          It’s this latter aspect which is drawing the ire of some people in the insurance business. They claim that ride-sharing services are effectively driving up the rates of personal auto insurance policies for all other drivers in the areas in which they operate.

           

          Auto Insurance Rates

           

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          Pay-As-You-Go Insurance App: Too Good To Be True?

            3 minute read

            The process of obtaining auto insurance has become much easier in recent years with the advent of the Internet. Now, people can visit an insurer website, enter some information, get a rate quote, and purchase auto insurance coverage. Also, digital proof of insurance is starting to be offered in many states, allowing users to keep “virtual insurance cards” on a smartphone instead of having to dig through a glove compartment or purse to find a card.

            However, the basic procedures which determine how much you pay for auto insurance haven’t really changed all that much. Insurers take your information, and assign you a premium amount based on how people in your risk group drive. They don’t take into account how your driving habits might differ from those in your peer group.

             

            Auto Insurance

             

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            The New Prank du Jour: Smart Car Tipping

              3 minute read

              April Fool’s Day 2014 has now come and gone. Hopefully, you emerged from this “prankful” holiday relatively unscathed. But some people in the Bay Area who thought they had dodged the proverbial bullet were stunned when they walked outside on the Monday morning after April Fool’s Day to find themselves victimized by the latest prank that has invaded the U.S.

              What’s this prank, you ask? Smart Car tipping.

               

              Smart car tipping

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