DJordan

New Jersey’s Point System Explained

3 minute read

The state of New Jersey is a great place to live and work. But there are some things about the driving experience which may strike outsiders as a little weird. For one thing, you can’t pump your own gas; you must let an attendant do it for you. State law requires you to honk your horn before passing, even though drivers rarely do so. And you aren’t allowed to get a personalized license plate if you’ve had your driver’s license suspended within the past two years.

Trade Group: Ohio Auto, Homeowners Insurance Affordable

3 minute read

Ohio is a fantastic place to live for any number of reasons. Residents love everything from the charm of Ashtabula County’s covered bridges, to the beauty of the Appalachian forests and Cuyahoga Valley National Park, to the vibrancy of the Cincinnati museums and Cleveland theatre scenes. It’s possible to live either in the quiet countryside or inside a bustling, exciting city – without the high costs often found on the East Coast.

Living in and getting around the Buckeye State is also more cost-effective than many other places. That’s because Ohio is one of the most affordable states in the nation when it comes to both homeowners insurance and auto insurance.

Pay-As-You-Go Insurance App: Too Good To Be True?

3 minute read

The process of obtaining auto insurance has become much easier in recent years with the advent of the Internet. Now, people can visit an insurer website, enter some information, get a rate quote, and purchase auto insurance coverage. Also, digital proof of insurance is starting to be offered in many states, allowing users to keep “virtual insurance cards” on a smartphone instead of having to dig through a glove compartment or purse to find a card.

However, the basic procedures which determine how much you pay for auto insurance haven’t really changed all that much. Insurers take your information, and assign you a premium amount based on how people in your risk group drive. They don’t take into account how your driving habits might differ from those in your peer group.

Auto Insurance

Electric Cars and Cold Temperatures Don’t Mix

3 minute read

Hundreds of thousands of Americans have begun reaping the advantages of plug-in electric or electric-hybrid vehicles. They can be charged at home, eliminate the need for most or all costly gasoline fill-ups, and help the environment by refraining from spewing pollutants into the air. For many people who drive short distances in urban settings, EVs are a dream come true.

But for those who live in climate-diverse areas of the U.S., electric vehicles can present some bothersome problems.

Auto Coverage

Why You Shouldn’t Lie to Your Auto Insurer

3 minute read

Almost all of us have heard it since we were kids: “Lying is wrong.”

But in reality, we all fib to some degree, even if it’s just a lie of omission. We tell our co-worker that we like her hideous dress. We tell an inquisitive stranger that we’re fine even when we’re angry. We neglect to mention to the guy at the next table that he has mustard on his face.

So it’s pretty clear that there are certain times when lying is okay (or at least not terrible). However, dishonesty is not a wise approach to take when dealing with your auto insurance company – even though quite a few people think so.

Auto Insurer