An auto accident scene can be stressful and confusing. However, it also presents an opportunity to avoid a lot of stress during the insurance claims process.Â The first thing you should do isÂ keep a cool head and pay attention to details. This willÂ help to greatly ease the burdens on yourself and your auto insurance company.Â Below is the information you should collect at the scene after an accident.
What Information Do I Need to CollectÂ After an Accident?
To put it simply, you need the other personâ€™s information. Most people know to trade information with the parties involved after an accident. But what specific information do you need to get? To help things run smoothly with your Car Insurance company, you should write down the other personâ€™s:
- Date of birth
- Phone number
- Driverâ€™s license number
- Insurance provider
- Policy number
- Number of occupants in the other involved vehicle
These items are just the essentials. Remember, the more information you have for your insurance company, the faster your claim can be resolved.
Other Information You Should Collect
- Police information.Â Your insurance company will be able to collect police information by formally requesting a police report. However, depending on the circumstances, this process could take months. If the police arrive at the scene of your accident, also write down the name and badge number of the responding officer and request the report number. This information can be of use for your insurance company.
- Witness information.Â If there are witnesses to the accident, request their information, as well. Witness testimonials can help insurance companies determine accident liability.
- Vehicle information.Â Be sure to take note of the year, make, model, license plate number and VIN number of all vehicles involved in the accident.
- Damage information.Â Documenting damage that was a result of the accident is very important and helpful for your insurance company. In fact, take several pictures of your vehicle and other involved vehicles from several angles if possible. Be sure to take note if the other vehicles were able to drive away from the accident.
Your Account After an Accident
Itâ€™s also a good idea to write down your account of the accident. An insurance representative may not contact you immediately, so writing down as many details as possible will keep your memory fresh and your story consistent. This is important because you may be interviewed by an insurance representative more than once.
If you’d like more information how to file a claim in California, visit here.
This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.