Itâ€™s unfortunate, but California has a reputation for higher than average auto-theft rates. Almost every California insurance company will provide you with coverage to protect the investment of your vehicle in case of its theft. A stolen vehicle comes at an especially high cost to your insurance company. Theyâ€™re not merely paying to repair damage to a car â€“ they have to replace the entire thing! Your coverage frequently excludes things like compact discs and other personal property, which you will have to pay to replace out of pocket.Â To avoid this, and the dreadful experience of having your car stolen, follow these basic tips.
- Donâ€™t leave valuables in your car. Youâ€™ve probably seen signs in different parking lots advising you about this. If a thief can clearly see valuables in your car, they are more likely to break in. If you must keep valuables in your car, keep them out of site. Frequent targets are:
- Your purse
- YourÂ cell phone
- Your GPS
- Your lap top computer
- Electronic Games
Even if your car isn’t stolen, these and other items are frequently the subject of “smash window and grab propertyâ€ robberies.
- Keep your vehicle secure. Always lock your doors, even if you will be nearby or only be away for a moment. Never leave your car running and unattended.
- Park your vehicle in safe places. This may not always be possible, but you should try to park in areas that are well-lit and have a lot of visibility. Wide-open, public places with lots of nearby foot-traffic also tend to be safer.
- Invest in some anti-theft equipment. An alarm or GPS tracking system can be a great way to protect your car. They may also earn you a discount on your auto insurance. Contact your AIS representative to find out more information.
You wonâ€™t always be able to keep an eye on your car to protect it from thieves, but, if you keep it secure and park smart, you can raise your chances of avoiding a costly auto theft.
This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.