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Should I Get Roadside Assistance Coverage?

    2 minute read

    More than likely you have experienced some sort of car trouble. Maybe it was a dead battery, a flat tire or maybe you locked your keys in the car. We’ve all been there and know that sometimes a little help is all you need. That help comes in the form of Roadside Assistance. Roadside assistance is an optional coverage that is available through your insurance company.

    What does it cover?

    Towing: If your vehicle needs to be towed in order to be repaired, roadside assistance will take care of that. The distance to be towed may vary for each insurance company, but most will usually tow your vehicle to a repair facility within 15 miles of your location. If you are in a remote area, they will usually tow you to the nearest repair center, no matter how far it is.

    Flat-tire: If you are stuck on the side of the road with a flat; don’t worry. Roadside assistance will come and help you change your flat tire at any time of the day.

    Dead Battery: If your battery dies, roadside assistance can help. They will either jump start your battery or tow you to the nearest facility where you can purchase a new one. In some cases, the roadside assistance vehicle may have additional batteries for purchase in their vehicle.

    Emergency Fuel & Fluids: If your vehicle runs out of gas or overheats, roadside assistance can deliver what you need to get your vehicle moving again. Most roadside assistance services will deliver whatever you need; but you will be required to pay for the fuel or fluids that you require.

    Locksmith Service: If you lock your keys inside your car or misplace them, roadside assistance will send out a professional who can make you a new key, or get inside your vehicle to recover your key. In most cases you will only have to pay for the cost of a new key.

    Roadside assistance can usually be added to your policy for a very minimal cost. Check with your auto insurance agency or company to see how much it would be to add to your current policy. For a small cost you get a lot of security.

    This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.