homeowners insurance

How Does Earthquake Insurance Work In California?

5 minute read

After the recent Ridgecrest, California earthquakes, there has been a lot of buzz about “the big one” coming and how that will affect Southern Californian residents’ Earthquake Insurance rates. Whether you already have Earthquake Insurance coverage on your Homeowners policy or if you are looking to add it now, you should know that rates are predicted to change significantly.Read More »How Does Earthquake Insurance Work In California?

should i buy a fixer upper

Homeowners Insurance: Should I Buy A Fixer-Upper?

5 minute read

Have you ever heard of house-flipping? It’s a new trend for people to buy homes that are in bad shape but located in popular areas, and then “flip” them into modern homes that can be sold at a high profit. You may have heard of Joanna Gaines from the popular HGTV show, Fixer Upper. Her and her husband, Chip Gaines, became famous for flipping fixer-upper houses in Waco, Texas and making them into beautiful homes that any couple or family would want to live in.Read More »Homeowners Insurance: Should I Buy A Fixer-Upper?

Is Flood Damage Covered By My Homeowners Insurance?

5 minute read

From extreme flash floods to powerful winds, storms have recently torn through many states. Whether you live somewhere that only gets a few inches of rain or somewhere that receives rain in torrents, you might be wondering if your Homeowners Insurance policy covers flood damage. It’s important for you to know that most standard Homeowners Insurance policies do not, in fact, cover flood damage done to your home. This means that your best bet is to add Flood Insurance to your policy. Read More »Is Flood Damage Covered By My Homeowners Insurance?