homeowners insurance deductibles

Chances are that if you own a home you have Homeowners Insurance or Condo Insurance. Even after people have paid off their mortgages, they often opt to keep their Homeowners Insurance policies active to protect their assets. This is because it’s the only reliable form of protection for a very valuable asset. Are you in the process of buying a new home or considering other options for an insurance carrier? Then it’s important to educate yourself on Homeowners Insurance coverage options and the factors that affect a person’s rate first.