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increasing auto insurance rate

Why Does My Auto Insurance Rate Keep Increasing?

    4 minute read

    Did you check your bank statement last month and see an increase in your Auto Insurance rate? Insurance providers typically review policies at the time of renewal, which is when your rate can change for a number of reasons. Some of these reasons may be in your control, like getting a speeding ticket, moving closer to work or adding a teen driver to your policy. However, there are other factors that affect your Auto Insurance rate that may be out of your hands.Read More »Why Does My Auto Insurance Rate Keep Increasing?

    How Does A Speeding Ticket Affect My Auto Insurance?

      5 minute read

      (3-minute read) For most adults, driving is an every day part of life. Whether you’re making your daily commute to work or going on a weekend road trip, driving is probably the easiest and most convenient way to for you to get around. Unfortunately, to get from point A to point B, many people tend to drive over the speed limit. Maybe you were running late to a dentist appointment or to your kid’s dance recital, but now, like 1 in 6 other Americans, you have to deal with a speeding ticket.Read More »How Does A Speeding Ticket Affect My Auto Insurance?

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      How Is My Auto Insurance Rate Determined?

        5 minute read

        When you first purchased your Auto Insurance policy, you either spoke with an agent on the phone or received a quote online. Either way, once you saw the final number, you probably wondered how your Car Insurance rate was calculated. Besides comparing prices between different Auto Insurance companies, you may have also asked the people you know what their premium is. Why does your mom pay something different from your best friend? Why is your rate the best—or the most expensive?Read More »How Is My Auto Insurance Rate Determined?

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        How Do Self-Driving Cars Affect Auto Insurance?

          3 minute read

          The race to having completely self-driving cars on the road continues, and many automakers get closer every day. On the market now, there is Tesla, whose semi-autonomous vehicles can already match traffic speeds, transition from one freeway to another, self-park and be summoned from a garage. Additionally, Audi, BMW, Nissan and more have autonomous features available in some of their 2019 models.Read More »How Do Self-Driving Cars Affect Auto Insurance?

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          8 Life Events That Can Cause Your Auto Insurance Rate To Drop

            5 minute read

            You may have looked at your Auto Insurance bill only to wonder if your premium will ever drop. We’re here to tell you that the answer is yes. Your Auto Insurance rate can decrease for a number of reasons, but most of the time a decrease is due to a major life change or event. Depending on your insurance carrier, something as simple as buying a new car or moving closer to your office could impact your Car Insurance cost for the better. You may think staying loyal to one insurer means you’ll have the lowest rates, but that’s not always the case. It’s better to get a new quote every so often to see if your rate has decreased.Read More »8 Life Events That Can Cause Your Auto Insurance Rate To Drop

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            Jump-Start Your Auto Insurance Buying Process

              5 minute read

              Purchasing Auto Insurance is a scary, unfamiliar process to most young adult drivers. Obtaining your own Auto Insurance policy is not only a sign of adulthood, but also an added expense that probably makes your wallet hate you just a little bit more. Generally, as a student (high school or college), you are not taught much about Auto Insurance. That leaves it up to you to figure out how to obtain insurance, where to purchase it, what type you require and how the coverage works. Luckily, AIS is here to assist you in all aspects of this sometimes confusing process.Read More »Jump-Start Your Auto Insurance Buying Process