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How Does Earthquake Insurance Work In California?

    5 minute read

    After the recent Ridgecrest, California earthquakes, there has been a lot of buzz about “the big one” coming and how that will affect Southern Californian residents’ Earthquake Insurance rates. Whether you already have Earthquake Insurance coverage on your Homeowners policy or if you are looking to add it now, you should know that rates are predicted to change significantly.Read More »How Does Earthquake Insurance Work In California?

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    How Is My Auto Insurance Rate Determined?

      5 minute read

      When you first purchased your Auto Insurance policy, you either spoke with an agent on the phone or received a quote online. Either way, once you saw the final number, you probably wondered how your Car Insurance rate was calculated. Besides comparing prices between different Auto Insurance companies, you may have also asked the people you know what their premium is. Why does your mom pay something different from your best friend? Why is your rate the best—or the most expensive?Read More »How Is My Auto Insurance Rate Determined?

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      Why Do I Need Boat Insurance? What Does It Cover?

        5 minute read

        It’s true that most states do not require you to carry Boat Insurance. However, your boat is a valuable asset, much like your car or recreational vehicle. So, why wouldn’t you want to protect it with insurance? Think about what would happen if your boat hits another watercraft, is vandalized in storage or gets stolen. Without Boat Insurance, you’d end up paying hundreds or even thousands of dollars out of your pocket for those losses.Read More »Why Do I Need Boat Insurance? What Does It Cover?

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        Homeowners Insurance: Should I Buy A Fixer-Upper?

          5 minute read

          Have you ever heard of house-flipping? It’s a new trend for people to buy homes that are in bad shape but located in popular areas, and then “flip” them into modern homes that can be sold at a high profit. You may have heard of Joanna Gaines from the popular HGTV show, Fixer Upper. Her and her husband, Chip Gaines, became famous for flipping fixer-upper houses in Waco, Texas and making them into beautiful homes that any couple or family would want to live in.Read More »Homeowners Insurance: Should I Buy A Fixer-Upper?