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ordinance or law coverage

Homeowners Insurance: Do You Need Ordinance or Law Coverage?

    3 minute read

    Insurance can be a tricky part of life, especially when it comes to your home. This is because there are so many types of houses, and many of them are unique. Luckily, insurance companies know you want to protect one of your most valuable assets in the best way possible. That’s why they offer many different types of coverages you can include on your Homeowners Insurance policy. One of these coverages that you may want to consider if you have an older home is Ordinance or Law Coverage.Read More »Homeowners Insurance: Do You Need Ordinance or Law Coverage?

    Avoiding Holiday Disasters: Fire Safety Is Key!

      8 minute read

      Thank goodness that fires are covered in a standard Homeowners Insurance policy, right? Well, if you consider the fact that a Homeowners Insurance claim will only cover rebuilding your home, not its current value, you may decide to be a little more careful when it comes to fire safety during the holidays. Accidents and mishaps happen more often around this time of year, including fires in the home. We’ve made a list of the most common holiday disasters, along with a list of do’s and don’ts. We hope we can help you prevent a fire this year and wish you and your friends and family a happy and safe holiday. Make sure to share these important tips with everyone near and dear to you.Read More »Avoiding Holiday Disasters: Fire Safety Is Key!

      couple in their new condo

      What Should I Know Before Buying Homeowners Insurance or Condo Insurance?

        4 minute read

        Chances are that if you own a home you have Homeowners Insurance or Condo Insurance. Even after people have paid off their mortgages, they often opt to keep their Homeowners Insurance policies active to protect their assets. This is because it’s the only reliable form of protection for a very valuable asset. Are you in the process of buying a new home or considering other options for an insurance carrier? Then it’s important to educate yourself on Homeowners Insurance coverage options and the factors that affect a person’s rate first.

        Read More »What Should I Know Before Buying Homeowners Insurance or Condo Insurance?