Category: Home

Topics related to home, condo, renters and more.

First Time Home Buyers and Insurance

2 minute read

For many people, 2010 marks the time when they will be buying their first home.  A federal tax credit of up to $8,000 for first time home buyers has made it a little bit easier to buy a home.  Buying

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My Property Value is Down, Why isn’t my Premium Lower?

< 1 minute read

While the two seem like an exact correlation, they really have little to do with one another.  When you are purchasing a homeowners policy many things will be considered to determine your premium price.  Some of those factors include: Type

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Scheduled Personal Property

2 minute read

 What is it? Scheduled personal property (SPP) insurance is an easy way to protect your personal valuable items. Your standard homeowner’s policy provides coverage for these types of items, but there is always a cap, called a sublimit, that reduces

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Umbrella Policies

2 minute read

We are living in a very litigious society. These days, people are bringing lawsuits for just about anything. All of your policies, home, auto and watercraft have specific limits of liability. What happens if an accident occurs for which you

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