Author: Vicki Phung

What is Uninsured Motorist Coverage and Why Do I Need It?

Despite the legal requirements to carry some form of Auto Insurance, some drivers inevitably fail to remain insured. According to the Insurance Research Council, one in eight drivers does not have insurance. In many urban areas, the uninsured rate is

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Why Do I Need an Umbrella Policy?

No matter how careful you are, accidents happen. After all, you can’t control the other drivers on the road. If you do get into an accident, you may be faced with an unforgiving lawsuit. While you may have Liability Insurance

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Actual Cash Value v. Replacement Cost in Auto Insurance

We hope you never have to experience a total loss accident. But if it happens, do you know how your insurance company calculates how much your car is worth? There are two types of settlement options used by insurance companies

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What Is It Like Driving in Texas Compared to California?

For those keeping score, there has been an influx of Californians moving to the Lone Star State in recent years. If you want to learn more about why everyone is moving to Texas, check this out. Are you a Texas

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The 3 Biggest Misconceptions About Auto Insurance Companies

Auto Insurance is an essential financial protection that safeguards you and your family against many unfortunate situations. As a driver, Car Insurance may give you a sense of security, knowing that you’re covered in the event of an accident or

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How to Refinance Your Home & 4 Ways It Can Save You Money

To protect the economy from the damaging effects of COVID-19, the Federal Reserve lowered home interest rates to help keep money flowing within the housing finance system. As a result, mortgage rates are at a historic low and can provide

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Best 2020 Car Deals During COVID-19

As restrictions ease up and businesses begin to reopen, automakers are eagerly emerging to make up for lost sales with compelling car deals. Interest rates are at an all-time low, lenders are battling for every loan, and dealers are fighting

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How to Clean Your Charcoal or Gas Grill for a Summer BBQ

Grilling season is here, which means it’s time to give it a deep clean before inviting your family over for a summer barbeque. Having a clean charcoal or gas grill helps prevent food from sticking, keeps leftover build-up away from

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