Quick quiz:
What’s perfect for Americans who love to travel but aren’t fond of planes or boats?
What’s ideal for travelers who enjoy exploring new places and destinations on a single trip, but despise having to pack and unpack?
What’s attractive for folks who love meeting new people when they travel but hate sharing walls with them?
As the years progress, it seems like everything always gets more expensive. It’s certainly the case when you compare today’s prices against those in decades past. But the truth is, Americans have a lot more buying power than they used to. Plus, many things like gasoline, houses, and even commodities tend to vary a lot from month to month and year to year.
Is that the case with homeowners insurance as well? The answer depends on which state you call home.
Read More »Homeowners Insurance Rates: Rising or Falling? (Depends on Your State)
People who drive a passenger vehicle in a big city (or even its suburbs), usually have to concern themselves with the scourge of traffic congestion. And if you have ever been in a heavy traffic jam where there doesn’t appear to be any end in sight, it always seems like its the worst traffic in recorded history.
But unless drivers frequently travel throughout the country by car, they probably don’t have much of a sense about where traffic is heavier or lighter than anywhere else. Is there a way to determine which city has the worst traffic conditions?
One company does exactly that – and the top city on their most-congested list probably won’t surprise you.
And the “Worst U.S. Traffic Award Goes to…”
INRIX is a company that focuses on traffic patterns in congestion in all major cities in North America and Europe. Its Traffic Data Archive actually analyzes and interprets real-time traffic data for all urban areas in every quarter hour of every day all year long. The firm then expresses its findings through an INRIX Index which represents more congestion based on how large the number is.Read More »Which City Has the Worst Traffic? (Hint: It’s in California)
Auto accidents are a part of the practice of driving. Even the most careful drivers can make a mistake, or simply be at the wrong place at the wrong time when someone else strikes their vehicle. Damages can range anywhere from a dented fender to a totaled car.
That’s why smart drivers always carry ample auto insurance. If they cause an accident, the insurer will pick up the tab for repairs to the victimized vehicle (or property). If their own vehicle is damaged and they’ve purchased the right coverage , their policy will cover repair costs.
These days, drivers in California have more options than ever before when it comes to auto insurance. Not only are there over a hundred companies from which auto insurance can be purchased, but finding insurers, comparing rates and coverage, and signing up for insurance is easier than ever before with rate comparison websites such as AISInsurance.com.
But this “culture of choices” goes both ways. In other words, auto insurance companies can choose whether or not they wish to insure you. Moreover, these insurers can elect to declare your policy null and void under certain conditions — which can sometimes leave you on the hook for thousands of dollars in out-of-pocket costs.
Read More »10 Things That Could Make Your California Auto Insurance Plan Invalid
Now that you are a well-seasoned individual getting lots of “senior discounts,” you have amassed enough life experience to have earned the right to pay less for auto insurance. So if you think you are paying too much for your coverage, here are eight things you can do about it:
1. Retire. It’s something that you probably want to do anyway. But retirees generally pay less for auto insurance because they don’t have to worry about that stressful daily commute to work anymore. So when you do bid adieu to the workforce, be sure to notify your insurance agent about your new status.
Read More »8 Ways for California Seniors to Lower Their Auto Insurance Rates
