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What Insurance Do I Need for a Classic Car or Kit Car?

    6 minute read

    Do you have a really old car that you’ve kept in mint condition and rarely drive? Do you know if your vehicle falls under the classic car category? Whether your vehicle is a collector car or an especially prized one, it’s important to have the right coverage. Standard Auto Insurance is not sufficient for a car that is well beyond standard in terms of value. You take pride in keeping your car clean and well-maintained, right? So, you’ll want to have a Classic Car Insurance policy that reflects the gem you have tucked away in the garage. You’ll also want to get paid out fairly if something bad ever does happen to your prized possession.

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    Add-On Insurance Part III: Uninsured and Underinsured Motorist Insurance

      3 minute read

      It’s an unfortunate fact that there are many uninsured and underinsured motorists on the road. Yes, these drivers are putting themselves at risk of getting caught breaking the law. But if they are involved in an accident, they also probably won’t have the means to pay for the damages they have caused. This will cause problems for the insured driver, especially if it’s a really bad accident. Because of this, uninsured and underinsured drivers can face stiff fines and even jail time. According to the Insurance Research Council (IRC), 1 out 7 drivers is uninsured. That’s a lot of accidents that aren’t covered.

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      10 Reasons You Need A Renters Insurance Policy

        4 minute read

        Just because your landlord has insurance, doesn’t mean you don’t need Renters Insurance. You shouldn’t assume that if something terrible happens, like a fire or flood, that Landlord Insurance will cover you and your belongings. In fact, some cities require renters to carry Renters Insurance for better financial protection. Even if your community doesn’t require you to carry Renters Insurance, you should still consider the consequences of choosing not to protect yourself in case the unexpected happens.

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