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earthquake insurance

Earthquake Insurance: What to Do Before an Earthquake Strikes

    6 minute read

    Some people who live in earthquake-prone areas don’t think about when the next big earthquake is coming. While it does little good to live anxiously expecting the worst to happen, it is a wise idea to look at your Earthquake Insurance options to obtain some peace of mind. Those who do not have the proper insurance hope the government will provide them relief if disaster strikes. However, few government-subsidized disaster programs, like FEMA, are structured to give more than emergency assistance. Programs like FEMA will help meet the most basic needs to live, like food, water and shelter. But not everyone qualifies for these programs. Even if you qualify, this sort of help isn’t a permanent solution by any means.Read More »Earthquake Insurance: What to Do Before an Earthquake Strikes

    Catastrophic Insurance: What Is and Is Not Included in Your Homeowners Insurance Policy

      6 minute read

      Many people don’t understand what is not included on their standard Homeowners Insurance policy until it’s too late. Some homeowners only think short-term and opt for the minimum requirements on their mortgage. While there’s no one type of catastrophic insurance that covers everything, there are a few that are crucial to have. Most victims of natural disasters never imagined that they’d lose their home and belongings to a flood, earthquake or wildfire. People often skim over Flood Insurance and Earthquake Insurance, even after an agent explains that they won’t be covered with a standard Homeowners Insurance policy.Read More »Catastrophic Insurance: What Is and Is Not Included in Your Homeowners Insurance Policy

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      Life Insurance: Who Needs it and How Does it Work?

        4 minute read

        Life Insurance is possibly the most selfless type of insurance out there. This insurance takes care of burial and funeral costs and can also be a safety net for families. Without it, you could burden those left behind with overwhelming expenses. The list of ways you can help your family with expenses after you’re gone is long, too. Life Insurance is one way you can continue to help pay off the mortgage and debts, create a college fund for children/grandchildren, and maintain your loved ones’ standard of living.

        Read More »Life Insurance: Who Needs it and How Does it Work?
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        10 Reasons You Need A Renters Insurance Policy

          4 minute readJust because your landlord has insurance, doesn’t mean you don’t need Renters Insurance. You shouldn’t assume that if something terrible happens, like a fire or flood, that Landlord Insurance will cover you and your belongings. In fact, some cities require renters to carry Renters Insurance for better financial protection. Even if your community doesn’t require you to carry Renters Insurance, you should still consider the consequences of choosing not to protect yourself in case the unexpected happens.Read More »10 Reasons You Need A Renters Insurance Policy