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Almost all of us have heard it since we were kids: “Lying is wrong.”

But in reality, we all fib to some degree, even if it’s just a lie of omission. We tell our co-worker that we like her hideous dress. We tell an inquisitive stranger that we’re fine even when we’re angry. We neglect to mention to the guy at the next table that he has mustard on his face.

So it’s pretty clear that there are certain times when lying is okay (or at least not terrible). However, dishonesty is not a wise approach to take when dealing with your auto insurance company – even though quite a few people think so.

Read More »Why You Shouldn’t Lie to Your Auto Insurer

People who drive a passenger vehicle in a big city (or even its suburbs), usually have to concern themselves with the scourge of traffic congestion. And if you have ever been in a heavy traffic jam where there doesn’t appear to be any end in sight, it always seems like its the worst traffic in recorded history.

But unless drivers frequently travel throughout the country by car, they probably don’t have much of a sense about where traffic is heavier or lighter than anywhere else. Is there a way to determine which city has the worst traffic conditions?

One company does exactly that – and the top city on their most-congested list probably won’t surprise you.

And the “Worst U.S. Traffic Award Goes to…”

INRIX is a company that focuses on traffic patterns in congestion in all major cities in North America and Europe. Its Traffic Data Archive actually analyzes and interprets real-time traffic data for all urban areas in every quarter hour of every day all year long. The firm then expresses its findings through an INRIX Index which represents more congestion based on how large the number is.Read More »Which City Has the Worst Traffic? (Hint: It’s in California)

Auto accidents are a part of the practice of driving. Even the most careful drivers can make a mistake, or simply be at the wrong place at the wrong time when someone else strikes their vehicle. Damages can range anywhere from a dented fender to a totaled car.

That’s why smart drivers always carry ample auto insurance. If they cause an accident, the insurer will pick up the tab for repairs to the victimized vehicle (or property). If their own vehicle is damaged and they’ve purchased the right coverage , their policy will cover repair costs.

Read More »How Insurers Estimate Auto Repair Costs

These days, drivers in California have more options than ever before when it comes to auto insurance. Not only are there over a hundred companies from which auto insurance can be purchased, but finding insurers, comparing rates and coverage, and signing up for insurance is easier than ever before with rate comparison websites such as AISInsurance.com.

But this “culture of choices” goes both ways. In other words, auto insurance companies can choose whether or not they wish to insure you. Moreover, these insurers can elect to declare your policy null and void under certain conditions — which can sometimes leave you on the hook for thousands of dollars in out-of-pocket costs.

Read More »10 Things That Could Make Your California Auto Insurance Plan Invalid