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Electric Cars and Cold Temperatures Don’t Mix

    3 minute read

    Hundreds of thousands of Americans have begun reaping the advantages of plug-in electric or electric-hybrid vehicles. They can be charged at home, eliminate the need for most or all costly gasoline fill-ups, and help the environment by refraining from spewing pollutants into the air. For many people who drive short distances in urban settings, EVs are a dream come true.

    But for those who live in climate-diverse areas of the U.S., electric vehicles can present some bothersome problems.

     

    Auto Coverage

     

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    Californians: Are You Protected From Earthquakes?

      3 minute read

      While the rest of the country was recovering from harsh winter weather, California is dealing with that horrifying specter which lurks just below the surface of the state (literally): earthquakes.

      On the final Friday of March, La Habra residents were jolted by a 5.1-magnitude quake which displaced dozens of people from their homes. Less than two weeks earlier, a 4.4 temblor struck the Encino area and caused minor damage. And both of these events have been accompanied by foreshocks and aftershocks, leading some Californians to speculate about whether a larger earthquake is on the way.

       

      Californians are you protected from earthquakes

       

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      Why You Shouldn’t Lie to Your Auto Insurer

        3 minute read

        Almost all of us have heard it since we were kids: “Lying is wrong.”

        But in reality, we all fib to some degree, even if it’s just a lie of omission. We tell our co-worker that we like her hideous dress. We tell an inquisitive stranger that we’re fine even when we’re angry. We neglect to mention to the guy at the next table that he has mustard on his face.

        So it’s pretty clear that there are certain times when lying is okay (or at least not terrible). However, dishonesty is not a wise approach to take when dealing with your auto insurance company – even though quite a few people think so.

         

        Auto Insurer

         

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        Homeowners Insurance Rates: Rising or Falling? (Depends on Your State)

          3 minute read

          As the years progress, it seems like everything always gets more expensive. It’s certainly the case when you compare today’s prices against those in decades past. But the truth is, Americans have a lot more buying power than they used to. Plus, many things like gasoline, houses, and even commodities tend to vary a lot from month to month and year to year.

          Is that the case with homeowners insurance as well? The answer depends on which state you call home.

           

          Homeowners Insurance Rates

           

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          Which City Has the Worst Traffic? (Hint: It’s in California)

            3 minute read

            People who drive a passenger vehicle in a big city (or even its suburbs), usually have to concern themselves with the scourge of traffic congestion. And if you have ever been in a heavy traffic jam where there doesn’t appear to be any end in sight, it always seems like its the worst traffic in recorded history.

            A city in California has the worse traffic.But unless drivers frequently travel throughout the country by car, they probably don’t have much of a sense about where traffic is heavier or lighter than anywhere else. Is there a way to determine which city has the worst traffic conditions?

            One company does exactly that – and the top city on their most-congested list probably won’t surprise you.

            And the “Worst U.S. Traffic Award Goes to…”

            INRIX is a company that focuses on traffic patterns in congestion in all major cities in North America and Europe. Its Traffic Data Archive actually analyzes and interprets real-time traffic data for all urban areas in every quarter hour of every day all year long. The firm then expresses its findings through an INRIX Index which represents more congestion based on how large the number is.Read More »Which City Has the Worst Traffic? (Hint: It’s in California)