Is your vehicle’s warranty about to run out? Then, you might be considering purchasing either an extended warranty or Mechanical Breakdown Coverage. However, you might be confused about which one is the better option. We’re here to help you figure out the best type of coverage for you and your car. Understanding the differences between Mechanical Breakdown Coverage and an extended warranty will bring you that much closer to having peace of mind on the road.Read More »The Benefits of Mechanical Breakdown Coverage
Purchasing Auto Insurance is a scary, unfamiliar process to most young adult drivers. Obtaining your own Auto Insurance policy is not only a sign of adulthood, but also an added expense that probably makes your wallet hate you just a little bit more. Generally, as a student (high school or college), you are not taught much about Auto Insurance. That leaves it up to you to figure out how to obtain insurance, where to purchase it, what type you require and how the coverage works. Luckily, AIS is here to assist you in all aspects of this sometimes confusing process.Read More »Jump-Start Your Auto Insurance Buying Process
Thank goodness that fires are covered in a standard Homeowners Insurance policy, right? Well, if you consider the fact that a Homeowners Insurance claim will only cover rebuilding your home, not its current value, you may decide to be a little more careful when it comes to fire safety during the holidays. Accidents and mishaps happen more often around this time of year, including fires in the home. We’ve made a list of the most common holiday disasters, along with a list of do’s and don’ts. We hope we can help you prevent a fire this year and wish you and your friends and family a happy and safe holiday. Make sure to share these important tips with everyone near and dear to you.Read More »Avoiding Holiday Disasters: Fire Safety Is Key!
Some stores have built their reputations on the famously hectic annual Black Friday and/or Cyber Monday sales. And it only gets worse as Christmas and Hanukkah rear their heads. We’re here to help you navigate one of this season’s biggest traditions without any losses, mishaps or accidents along the way. If you’re in a car accident over the holidays, things could get hairy without the right insurance coverage. Read More »Holiday Shopping: What Happens If Someone Hits My Car in the Parking Lot?
Currently, there are 12 states considered no-fault states in regards to Auto Insurance. You may be wondering what “no-fault” means exactly. No, it doesn’t mean that everyone in these states drives around recklessly and bumps into other cars, people and pets before walking away without facing any consequences. It also doesn’t mean that if you live in a no-fault state that your insurance company will pay for all accidents, no questions asked.Read More »There Are 12 No-Fault States: Do You Live in One?
Chances are that if you own a home you have Homeowners Insurance or Condo Insurance. Even after people have paid off their mortgages, they often opt to keep their Homeowners Insurance policies active to protect their assets. This is because it’s the only reliable form of protection for a very valuable asset. Are you in the process of buying a new home or considering other options for an insurance carrier? Then it’s important to educate yourself on Homeowners Insurance coverage options and the factors that affect a person’s rate first.Read More »What Should I Know Before Buying Homeowners Insurance or Condo Insurance?