Many people don’t understand what is not included on their standard Homeowners Insurance policy until it’s too late. Some homeowners only think short-term and opt for the minimum requirements on their mortgage. While there’s no one type of catastrophic insurance that…
People buy second homes for a variety of reasons. Some want a vacation home where they like to visit yearly or even several times a year. Others invest in a rental property as a second source of income. A second…
Most people know that they are covered by homeowners insurance in the case of theft and vandalism but did you know that that includes jewelry, art and other similar valuables? That’s right: it’s not just furniture that’s covered by a…
On average about 1 out of 10 people file an injury claim at some point in their lives. Injuries in the home are often the problem. So, before you freak out about someone getting hurt in your home, it’s good…
When most people consider the benefits of a home insurance policy, they immediately think of property damage or even theft losses. Yet, your homeowner’s policy provides some other valuable protections for your family. Have you ever considered what would happen…
Most insurance topics are confusing to the average consumer. On some level, we know that having insurance to protect against certain risks is a good idea, but unanswered questions can sometimes result in making the wrong purchase. Here are some…
When you purchase a home, you’ll want to protect your investment from potential loss or damage. If you have home financing, buying homeowners insurance isn’t a choice but a requirement. While you should certainly have this important coverage, it’s never…
You buy homeowners insurance so that you have financial protection in case an unforeseen event causes damage to your home or personal property. But, what if some major disasters weren’t covered by that policy? Exclusions in your home insurance can…
Are you considering making your house more “green?” Do you already have solar panels and want to make sure you’re protected if they become damaged? Do you need to buy insurance for solar panels? For over a decade now, people…
You’ve landed a nice job and you’re ready to move into a place of your own. As you begin to research the cost of buying a single-family home, condo or loft, you realize that your budget will not easily accommodate…