Tag: comprehensive insurance

Flash Floods and How to Avoid Car Damage

It’s peak flash flood season which means you need to drive extra carefully. August and September typically see the most flash floods, which can happen anywhere and at any time. It’s important that you’re aware of the dangers of flash floods, especially

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The New Prank du Jour: Smart Car Tipping

April Fool’s Day 2014 has now come and gone. Hopefully, you emerged from this “prankful” holiday relatively unscathed. But some people in the Bay Area who thought they had dodged the proverbial bullet were stunned when they walked outside on

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Does Auto Insurance Cover Damage Caused By An Earthquake?

If you live in California, and have for awhile, you’ve probably experienced an earthquake. You know they can strike without warning and cause damage to your home. Hopefully, that’s why you added Earthquake Insurance coverage to your Homeowners policy. But, amid

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Replacement Cost vs. Actual Cash Value

No matter what type of insurance you’re shopping for, you’ll notice some differences between insurance companies regarding reimbursement – particularly if a covered item is regarded as a total loss. We’re talking about replacement cost and actual cash value (ACV).

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Deciding Your Auto Insurance Needs

Auto insurance is critical for all drivers to carry. The state of California requires minimum coverage to meet drivers’ basic needs. This “15/30/5” rule requires drivers to carry at least $15,000 of coverage for bodily injury/death for an individual, $30,000

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