Category: Renters Insurance

Disasters Happen: 10 Reasons it Makes Zero Sense to Pass up Renter’s Insurance

The one kind of insurance far too many people overlook is renter’s insurance. They assume that if something terrible happens, like a fire or flooding, that their landlord’s insurance will cover them. That’s unfortunately not usually the case. In some

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The AIS Life Cycle: The Different Types of Insurance People Need in a Lifetime

When people ask why it’s better to work through an agency as opposed to going directly to an insurance company, the main reason is the fact that people need different types of insurance at different stages in their lives. A

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Separating Fact from Fiction: Insurance Myths Debunked

Unfortunately, most people think of insurance as a very complicated topic. There are rules and regulations that differ from state-to-state, coverages that apply only in certain circumstances only to be undone by exclusions. And let’s not forget all those insurance

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Top 6 Reasons You Need Renters Insurance in California

If you’re a renter without insurance, you’re taking a big risk. You’re also part of a large group that wrongly assumes their landlord’s policy gives them coverage. This isn’t the case, as a landlord’s property insurance coverage only pays for

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California Renters Insurance: Luxury or Necessity?

California has earned a reputation as a place where extravagance is on display all the time – from Lamborghinis and Bentleys traveling on the roads to Gucci and Manolo Blahniks adorning the ladies. Many homes in California also boast pricey

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Renting a Home? Renters Insurance Can Cover Theft of Your Personal Property

You’re a good person. You mind your own business and don’t cause any trouble. You work hard for a living so you can afford to live in your nice-but-not-opulent house. So why would someone ever target your home for a

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Investment Property Insurance- What You Need to Know

There’s a lot that goes hand-in-hand with an investment property…sometimes more than you’d expect. From repairs to difficult tenants, it’s easy to get overwhelmed. AIS would like to help assure you’ve got your most important bases covered in your investment

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Jewelry Insurance 101

Homeowners’ or renters’ insurance is designed to protect your property from disasters and theft; however; many individuals are not aware that these policies place dollar value limitations on certain items. Below are a few points of advice that can allow

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Dwelling Fire Insurance- Is It Worth It?

When you own a home and purchase homeowners insurance, your policy covers damage to the home and it also protects your family if anyone is injured on your property or if you or your family happen to accidentally injure or

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How to Protect Your Home From Intruders

Across the country, there were more than 2 million estimated burglaries in 2010, according to the FBI’s Uniform Crime Reports (UCR) Program Crime in the United States report. Overall, the average cost of a home invasion was just over $2,000

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