Category: Natural Disaster Insurance

Is Flood Damage Covered By My Homeowners Insurance?

From extreme flash floods to powerful winds, storms have recently torn through many states. Whether you live somewhere that only gets a few inches of rain or somewhere that receives rain in torrents, you might be wondering if your Homeowners

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Homeowners Insurance: Do You Need Ordinance or Law Coverage?

Insurance can be a tricky part of life, especially when it comes to your home. This is because there are so many types of houses, and many of them are unique. Luckily, insurance companies know you want to protect one

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Get Ready for the Great California ShakeOut

It’s the 10th anniversary of the Great California ShakeOut, which takes place this year on October 18th at 10:18 A.M! Everyone is encouraged to participate in this earthquake drill, whether you’re at home, work or school. The main goal of

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Hurricane Florence: What Virginia and Carolina Residents Need to Know

Carolinians should be aware that Hurricane Florence is approaching with wind speeds of 130 mph that will likely exceed 157 mph by Thursday. Florence is expected to strengthen from a Category 4 to a Category 5 storm by the end

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After a Hurricane: Safety Precautions and Tips for Rebuilding Your Life

Rebuilding your home after a destructive hurricane is not only expensive, but it’s emotionally draining. The best hope for victims of a hurricane is that they are covered with the appropriate Homeowners Insurance policy. A standard Homeowners Insurance policy does not cover

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Flash Floods and How to Avoid Car Damage

It’s peak flash flood season which means you need to drive extra carefully. August and September typically see the most flash floods, which can happen anywhere and at any time. It’s important that you’re aware of the dangers of flash floods, especially

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How Do I File a Business Insurance Claim and What Should I Expect?

If you’re a business owner in California, you’ve heard about the increased number of people having to file insurance claims for their home or business. Many residents and business owners in Santa Barbara and Ventura County are now having to

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Earthquake Insurance: What to Do Before an Earthquake Strikes

Some people who live in earthquake-prone areas don’t think about when the next big earthquake is coming. While it does little good to live anxiously expecting the worst to happen, it is a wise idea to look at your Earthquake Insurance

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Business Insurance That Will Protect You from Disasters

It can be exciting to close a business for renovations and the grand reopening to follow. However, closing up shop because of unwelcome events such as natural disasters is no walk in the park. This year, the country has seen several natural disasters affect entire communities

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Catastrophic Insurance: What Is and Is Not Included in Your Homeowners Insurance Policy

Many people don’t understand what is not included on their standard Homeowners Insurance policy until it’s too late. Some homeowners only think short-term and opt for the minimum requirements on their mortgage. While there’s no one type of catastrophic insurance that

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