Category: Insurance

My House Got Broken Into – Now What?

If you’ve just Googled something like the question above and found us, chances are that you are shaken up because your home has been vandalized or you suspect someone has broken into it. You’re not alone. It’s estimated that 3.7

Posted in Homeowners Insurance, Insurance Tagged with: , , , ,

How Marriage Can Save You Money

So, you just spent a lot of money on your dream wedding, huh? Well, lucky for you, there are plenty of ways you can start saving money now that you’re married. After marriage, savings become a lot more abundant! From

Posted in Financial-tips, Insurance, Life and Health, Wedding Insurance Tagged with: , , , ,

How Do I File a Business Insurance Claim and What Should I Expect?

If you’re a business owner in California you’ve heard about the increased number of people having to file insurance claims for their home or business. Many residents and business owners in Santa Barbara and Ventura County are now having to

Posted in Business, Business Insurance, Business Owners Policy, Commercial Property Insurance, Commercial Umbrella, General Liability Insurance, Insurance, Natural Disasters, Small Business Tagged with: , , , , ,

Insurance 101: How Much Insurance Do I Need?

For many people, the question of how much insurance is enough is tough to answer. In fact, picking from the many different insurance options often feels a guessing game. Some people err on the side of safety, electing much more coverage

Posted in Cars and Auto Insurance, Financial-tips, Insurance Tagged with: , , , ,

Do Home-Based Online Businesses Need Insurance?

Over the past several years the number of new online businesses has skyrocketed and with that the number of home-based online businesses. If this sounds like you, you may be wondering, “Do I need insurance for my home-based online business?”

Posted in Business, Business Insurance, General Liability Insurance, Insurance, Small Business

Catastrophic Insurance: What Is and Is Not Included in Your Homeowner’s Policy

Many people don’t really understand that certain kinds of disasters are not included in their standard Homeowners Insurance until it’s too late. Either their insurance agents didn’t explain very well or the homeowner was only thinking short-term and bought the

Posted in Condo Insurance, Homeowners Insurance, Insurance, Natural Disasters, Personal Property Tagged with: , , , , ,

Life Insurance: Who Needs it and How Does it Work?

Life Insurance is possibly the most selfless type of insurance there is. Because it pays out after the person has died, it really is a benefit for loved ones left behind. Not only does Life Insurance take care of burial

Posted in Insurance, Life and Health, Uncategorized Tagged with: , , , ,

Why Has My Car Insurance Rate Gone Up?

Have your car insurance rates gone up again? If your answer is yes, you are certainly not alone. In fact, if your rates have gone down, you’re in the minority. It’s no secret that since 2012 car insurance rates have

Posted in Cars and Auto Insurance, Insurance Tagged with: , , , ,

The AIS Life Cycle: The Different Types of Insurance People Need in a Lifetime

When people ask why it’s better to work through an agency as opposed to going directly to an insurance company, the main reason is the fact that people need different types of insurance at different stages in their lives. A

Posted in Boat Insurance, Business, Business Auto Insurance, Business Insurance, Business Owners Policy, Cars and Auto Insurance, Commercial Auto Insurance, Commercial Property Insurance, Commercial Umbrella, Condo Insurance, Employment Practices Liability Insurance, Financial-tips, General Liability Insurance, Health Insurance, Helpful Hints, Homeowners Insurance, Insurance, Life and Health, Motorcycle Insurance, Natural Disasters, Personal Property, Renters Insurance, RV Insurance, Small Business, special equipment coverage, Umbrella Policies, Uncategorized, Watercraft, Wedding Insurance, Workers Compensation Tagged with: , , , ,

Preparing Your Car and Home for Damaging Hailstorms

When we think about major storms that have the power to destroy personal property, earthquakes, tornadoes and hurricanes come to mind. If you live in an area that is not prone to these types of natural disasters, you may even

Posted in Cars and Auto Insurance, Condo Insurance, Homeowners Insurance, Insurance, Personal Property Tagged with: , , , ,
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