Category: Insurance

Insurance 101: How Much Insurance Do I Need?

For many people, the question of how much insurance is enough is tough to answer. In fact, picking from the many different insurance options often feels a guessing game. Some people err on the side of safety, electing much more coverage

Posted in Cars and Auto Insurance, Financial-tips, Insurance Tagged with: , , , ,

Do Home-Based Online Businesses Need Insurance?

Over the past several years the number of new online businesses has skyrocketed and with that the number of home-based online businesses. If this sounds like you, you may be wondering, “Do I need insurance for my home-based online business?”

Posted in Business, Business Insurance, General Liability Insurance, Insurance, Small Business

Catastrophic Insurance: What Is and Is Not Included in Your Homeowner’s Policy

Many people don’t really understand that certain kinds of disasters are not included in their standard Homeowners Insurance until it’s too late. Either their insurance agents didn’t explain very well or the homeowner was only thinking short-term and bought the

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Life Insurance: Who Needs it and How Does it Work?

Life Insurance is possibly the most selfless type of insurance there. Because it pays out after the person has died, it really is a benefit for loved ones left behind. Not only does Life Insurance take care of burial and

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Why Has My Car Insurance Rate Gone Up?

Have your car insurance rates gone up again? If your answer is yes, you are certainly not alone. In fact, if your rates have gone down, you’re in the minority. It’s no secret that since 2012 car insurance rates have

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The AIS Life Cycle: The Different Types of Insurance People Need in a Lifetime

When people ask why it’s better to work through an agency as opposed to going directly to an insurance company, the main reason is the fact that people need different types of insurance at different stages in their lives. A

Posted in Boat Insurance, Business, Business Auto Insurance, Business Insurance, Business Owners Policy, Cars and Auto Insurance, Commercial Auto Insurance, Commercial Property Insurance, Commercial Umbrella, Condo Insurance, Employment Practices Liability Insurance, Financial-tips, General Liability Insurance, Health Insurance, Helpful Hints, Homeowners Insurance, Insurance, Life and Health, Motorcycle Insurance, Natural Disasters, Personal Property, Renters Insurance, RV Insurance, Small Business, special equipment coverage, Umbrella Policies, Uncategorized, Watercraft, Wedding Insurance, Workers Compensation Tagged with: , , , ,

Preparing Your Car and Home for Damaging Hailstorms

When we think about major storms that have the power to destroy personal property, earthquakes, tornadoes and hurricanes come to mind. If you live in an area that is not prone to these types of natural disasters, you may even

Posted in Cars and Auto Insurance, Condo Insurance, Homeowners Insurance, Insurance, Personal Property Tagged with: , , , ,

Spring Cleaning Your Home the Right Way

Spring cleaning is different from you routine weekly cleaning. This is the one time when we get deep into every crevice and corner of the house to make sure there’s no grease or dust settling anywhere. Depending on how good

Posted in Condo Insurance, Helpful Hints, Homeowners Insurance, Insurance, Life and Health Tagged with: , , , ,

Spring Cleaning Your Car the Right Way

You practically live in your car, and it’s that time again to really roll up your sleeves and get rid of the accumulated trash, dust and whatever else may be in hiding in there since last spring. During the colder

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Separating Fact from Fiction: Insurance Myths Debunked

Unfortunately, most people think of insurance as a very complicated topic. There are rules and regulations that differ from state-to-state, coverages that apply only in certain circumstances only to be undone by exclusions. And let’s not forget all those insurance

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