Thank goodness that fires are covered in a standard Homeowners Insurance policy, right? Well, if you consider the fact that a Homeowners Insurance claim will only cover rebuilding your home, not its current value, you may decide to be a…
Thank goodness that fires are covered in a standard Homeowners Insurance policy, right? Well, if you consider the fact that a Homeowners Insurance claim will only cover rebuilding your home, not its current value, you may decide to be a…
Halloween means lots of sweet candy, scary thrills and unique costumes. Many people go all out when it comes to decorating their home for trick-or-treaters. While this is a great Halloween tradition, it should be performed with safety in mind.…
Most homeowners know that they can receive certain tax deductions on a home that renters simply can’t. Still, some homeowners are confused about how much they can benefit from owning a home. The new Tax Cuts and Jobs Act is making…
Insurance companies see many claims during the holiday shopping season. Items get stolen out of cars or even from beneath your beautiful Christmas tree. Even though it’s the season for giving, it’s unfortunately, also the season for taking. There are a few steps…
Some people who live in earthquake-prone areas don’t think about when the next big earthquake is coming. While it does little good to live anxiously expecting the worst to happen, it is a wise idea to look at your Earthquake Insurance…
The one kind of insurance far too many people overlook is renter’s insurance. They assume that if something terrible happens, like a fire or flooding, that their landlord’s insurance will cover them. That’s unfortunately not usually the case. In some…
You may wonder why it’s better to go through an insurance agency rather than going directly to a carrier. Well, one of the main reasons is because everyone needs different types of insurance at different stages in their lives. A…
Unfortunately, most people think of insurance as a very complicated topic. There are rules and regulations that differ from state-to-state, coverages that apply only in certain circumstances only to be undone by exclusions. And let’s not forget all those insurance…
If you’re a renter without insurance, you’re taking a big risk. You’re also part of a large group that wrongly assumes their landlord’s policy provides coverage. This isn’t the case, as a landlord’s property insurance coverage only pays for damage…
California has earned a reputation as a place where extravagance is on display all the time – from Lamborghinis and Bentleys traveling on the roads to Gucci and Manolo Blahniks adorning the ladies. Many homes in California also boast pricey…