Category: Personal Property

Protecting Yourself and Your Home Against Wildfires

Most people know that California is very susceptible to wildfires, but not all of the state’s residents are prepared for when it happens. Certainly, there are preventative steps you can take to protect your home. You must also be prepared

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Everything You Need to Know About Adding a Solar Panel System to Your Home

Are you considering making your house more “green?” Do you already have solar panels and want to make sure you’re protected if they become damaged? Do you need to buy insurance for solar panels? For over a decade now, people

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Evacuation Plan in Case of an Emergency?

Catastrophic events, such as floods, fires, and earthquakes, can happen at any time – day or night. The unexpected nature of these events makes it difficult for individuals and families to plan ahead for ‘the worst’. After all, how can

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How to Insure Your Jewelry

Homeowners’ or renters’ insurance is designed to protect your property from disasters and theft; however; many individuals are not aware that these policies place dollar value limitations on certain items. Here are following points of advice that can allow you

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College Students and Personal Item Coverage

A question that we field quite often is college students asking if their personal items are covered by their parent’s insurance policy while they are living in a dormitory or a rented house on campus.  In all cases this depends

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Why is Liability Coverage so Important?

Homeowners insurance exists to protect your home and your possessions from events such as fires, hurricanes, severe storms and tornados. Homeowners insurance also exists to protect you as the homeowner in the event of an accident occurring on your property

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Scheduled Personal Property

 What is it? Scheduled personal property (SPP) insurance is an easy way to protect your personal valuable items. Your standard homeowner’s policy provides coverage for these types of items, but there is always a cap, called a sublimit, that reduces

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