Category: Personal Property

Is Flood Damage Covered By My Homeowners Insurance?

From extreme flash floods to powerful winds, storms have recently torn through many states. Whether you live somewhere that only gets a few inches of rain or somewhere that receives rain in torrents, you might be wondering if your Homeowners

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Homeowners Insurance: Do You Need Ordinance or Law Coverage?

Many people wrongly assume that when a Homeowners Insurance claim is paid out that it will cover everything. If you purchased a million-dollar home, then had to rebuild it after a catastrophic loss, you may think your coverage will deliver that same

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Avoiding Holiday Disasters: Fire Safety Is Key!

Thank goodness that fires are covered in a standard Homeowners Insurance policy, right? Well, if you consider the fact that a Homeowners Insurance claim will only cover rebuilding your home, not its current value, you may decide to be a

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What Should I Know Before Buying Homeowners Insurance or Condo Insurance?

Chances are that if you own a home you have Homeowners Insurance or Condo Insurance. Even after people have paid off their mortgages, they often opt to keep their Homeowners Insurance policies active to protect their assets. This is because it’s the

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Hurricane Florence: What Virginia and Carolina Residents Need to Know

Carolinians should be aware that Hurricane Florence is approaching with wind speeds of 130 mph that will likely exceed 157 mph by Thursday. Florence is expected to strengthen from a Category 4 to a Category 5 storm by the end

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Can Your Apartment or Home Save You Money in Taxes?

Most homeowners know that they can receive certain tax deductions on a home that renters simply can’t. Still, some homeowners are confused about how much they can benefit from owning a home. The new Tax Cuts and Jobs Act is making

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Holiday Cooking Stress: How Do I Put Out a Kitchen Fire?

The question really should be, “How do I prevent a kitchen fire?” It’s much easier and less costly to maintain a clean and safe kitchen than it is to replace burnt out appliances or, worse yet, have your home burn

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Catastrophic Insurance: What Is and Is Not Included in Your Homeowners Insurance Policy

Many people don’t understand what is not included on their standard Homeowners Insurance policy until it’s too late. Some homeowners only think short-term and opt for the minimum requirements on their mortgage. While there’s no one type of catastrophic insurance that

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Smart Homes: Has the Future Already Arrived?

Only a year ago, the thought of locking up your home (or unlocking it) remotely seemed like something out of the future. Now, people are even controlling their temperature and watching footage of their homes while they’re away. It really

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The Coverage Cycle: All the Insurance You Need in a Lifetime

You may wonder why it’s better to go through an insurance agency rather than going directly to a carrier. Well, one of the main reasons is because everyone needs different types of insurance at different stages in their lives. A

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