Category: Homeowners Insurance

Holiday Cooking Stress: How Do I Put Out a Kitchen Fire?

The question really should be, “How do I prevent a kitchen fire?” It’s much easier and less costly to maintain a clean and safe kitchen than it is to replace burnt out appliances or, worse yet, have your home burn

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What to Do to Protect Yourself Before an Earthquake Strikes

Some people who live in earthquake-prone areas just push away the thought of the next big one destroying their home. While it does little good to live anxiously expecting the worst to happen, it is a wise idea to look

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Catastrophic Insurance: What Is and Is Not Included in Your Homeowner’s Policy

Many people don’t really understand that certain kinds of disasters are not included in their standard Homeowners Insurance until it’s too late. Either their insurance agents didn’t explain very well or the homeowner was only thinking short-term and bought the

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Everything You Need to Know About Protecting Your Second Home

People buy second homes for a variety of reasons. Some want a vacation home where they like to visit yearly or even several times a year. Others invest in a rental property as a second source of income. A second

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Smart Homes: Has the Future Already Arrived?

Only a year ago, the thought of locking up your home (or unlocking it) remotely seemed like something out of the future. Now, people are even controlling their temperature and watching footage of their homes while they’re away. It really

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The Coverage Cycle: All the Insurance You Need in a Lifetime

When people ask why it’s better to work through an agency as opposed to going directly to an insurance company, the main reason is the fact that people need different types of insurance at different stages in their lives. A

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It’s Tornado Season – Are You Prepared?

A tornado is simply air spinning while in contact with both the Earth and a cloud in a collision of cold and warm winds. Tornados can be big or small and they come in many different shapes, not just the

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Preparing Your Car and Home for Damaging Hailstorms

When we think about major storms that have the power to destroy personal property, earthquakes, tornadoes and hurricanes come to mind. If you live in an area that is not prone to these types of natural disasters, you may even

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Spring Cleaning Your Home the Right Way

Spring cleaning is different from you routine weekly cleaning. This is the one time when we get deep into every crevice and corner of the house to make sure there’s no grease or dust settling anywhere. Depending on how good

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Separating Fact from Fiction: Insurance Myths Debunked

Unfortunately, most people think of insurance as a very complicated topic. There are rules and regulations that differ from state-to-state, coverages that apply only in certain circumstances only to be undone by exclusions. And let’s not forget all those insurance

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