Author: Afarin Majidi

Add-on Insurance Part III: Uninsured and Underinsured Motorist Insurance

It’s an unfortunate fact that there are many uninsured motorists on the road. Not only are uninsured drivers putting themselves at risk of getting caught breaking the law, if they are involved in an accident, they often do not have

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Add-on Insurance (Part II of III): Why Comprehensive Insurance Is Important

When it comes to buying car insurance, you can’t just look at saving as much money as you can. You need to think ahead and about the worst case scenario in which you may need coverage. While it’s usually a good

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Add-on Insurance (Part I of III): Why It’s Important to Have Collision Coverage

Many people opt to buy the most minimal amount of car insurance as possible. It’s painful enough paying for the state-required liability insurance, they reason, so they overlook some other important add-ons that would be so beneficial if they ever

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Smart Homes: Has the Future Already Arrived?

Only a year ago, the thought of locking up your home (or unlocking it) remotely seemed like something out of the future. Now, people are even controlling their temperature and watching footage of their homes while they’re away. It really

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Disasters Happen: 10 Reasons it Makes Zero Sense to Pass up Renter’s Insurance

The one kind of insurance far too many people overlook is renter’s insurance. They assume that if something terrible happens, like a fire or flooding, that their landlord’s insurance will cover them. That’s unfortunately not usually the case. In some

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The AIS Life Cycle: The Different Types of Insurance People Need in a Lifetime

When people ask why it’s better to work through an agency as opposed to going directly to an insurance company, the main reason is the fact that people need different types of insurance at different stages in their lives. A

Posted in Boat Insurance, Business, Business Auto Insurance, Business Insurance, Business Owners Policy, Cars and Auto Insurance, Commercial Auto Insurance, Commercial Property Insurance, Commercial Umbrella, Condo Insurance, Employment Practices Liability Insurance, Financial-tips, General Liability Insurance, Health Insurance, Helpful Hints, Homeowners Insurance, Insurance, Life and Health, Motorcycle Insurance, Natural Disasters, Personal Property, Renters Insurance, RV Insurance, Small Business, special equipment coverage, Umbrella Policies, Uncategorized, Watercraft, Wedding Insurance, Workers Compensation Tagged with: , , , ,

How to Read the Declarations Page on Your Insurance Policy

Your car insurance policy has a declarations page which declares what coverages and limits you’ve chosen to buy to protect yourself in case of an accident. Sometimes, an agent will refer to this page as the Dec Page. This page

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It’s Tornado Season – Are You Prepared?

From March through June we experience tornado season, marked by severe thunderstorms and, unfortunately, destruction. That doesn’t mean that a tornado can’t strike in the middle of February or even in the fall, however. A tornado is simply air spinning

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Smart Cars: Should I Buy a Car with New Technology?

Cars are getting smarter and also safer because of all the new technology packages that are now available. Maybe these ADAS packages are why we call them Smart Cars now. Not only can cars see blind spots and help you

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Preparing Your Car and Home for Damaging Hailstorms

When we think about major storms that have the power to destroy personal property, earthquakes, tornadoes and hurricanes come to mind. If you live in an area that is not prone to these types of natural disasters, you may even

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