Author: Afarin Majidi

Why Has My Car Insurance Rate Gone Up?

Have your car insurance rates gone up again? If your answer is yes, you are certainly not alone. In fact, if your rates have gone down, you’re in the minority. It’s no secret that since 2012 car insurance rates have

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Insuring a Classic Car or Kit Car 101

Do you have a really old car that you’ve kept in mint condition and rarely drive? How about a vintage Harley-Davidson? Do you know if your vehicle falls under the category, Classic Car (or Classic Motorcycle)? Whether or not your

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Road Trip: Canada’s National Parks Are Free All Through 2017!

Our giant neighbor to the north sometimes gets overlooked as an idyllic vacation destination. More Americans head south to Mexico, especially during the colder months. However, there’s more to Canada than the charming accents and cheaper pharmaceuticals. For nature lovers,

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Add-on Insurance Part III: Uninsured and Underinsured Motorist Insurance

It’s an unfortunate fact that there are many uninsured motorists on the road. Not only are uninsured drivers putting themselves at risk of getting caught breaking the law, if they are involved in an accident, they often do not have

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Add-on Insurance (Part II of III): Why Comprehensive Insurance Is Important

When it comes to buying car insurance, you can’t just look at saving as much money as you can. You need to think ahead and about the worst case scenario in which you may need coverage. While it’s usually a good

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Add-on Insurance (Part I of III): Why It’s Important to Have Collision Coverage

Many people opt to buy the most minimal amount of car insurance as possible. It’s painful enough paying for the state-required liability insurance, they reason, so they overlook some other important add-ons that would be so beneficial if they ever

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Smart Homes: Has the Future Already Arrived?

Only a year ago, the thought of locking up your home (or unlocking it) remotely seemed like something out of the future. Now, people are even controlling their temperature and watching footage of their homes while they’re away. It really

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Disasters Happen: 10 Reasons it Makes Zero Sense to Pass up Renter’s Insurance

The one kind of insurance far too many people overlook is renter’s insurance. They assume that if something terrible happens, like a fire or flooding, that their landlord’s insurance will cover them. That’s unfortunately not usually the case. In some

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The AIS Life Cycle: The Different Types of Insurance People Need in a Lifetime

When people ask why it’s better to work through an agency as opposed to going directly to an insurance company, the main reason is the fact that people need different types of insurance at different stages in their lives. A

Posted in Boat Insurance, Business, Business Auto Insurance, Business Insurance, Business Owners Policy, Cars and Auto Insurance, Commercial Auto Insurance, Commercial Property Insurance, Commercial Umbrella, Condo Insurance, Employment Practices Liability Insurance, Financial-tips, General Liability Insurance, Health Insurance, Helpful Hints, Homeowners Insurance, Insurance, Life and Health, Motorcycle Insurance, Natural Disasters, Personal Property, Renters Insurance, RV Insurance, Small Business, special equipment coverage, Umbrella Policies, Uncategorized, Watercraft, Wedding Insurance, Workers Compensation Tagged with: , , , ,

How to Read the Declarations Page on Your Insurance Policy

Your car insurance policy has a declarations page which declares what coverages and limits you’ve chosen to buy to protect yourself in case of an accident. Sometimes, an agent will refer to this page as the Dec Page. This page

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