What is the difference between Roadside Assistance Coverage and Mechanical Breakdown Protection? Many drivers, whether those with a car, truck, or motor home, are not familiar with the differences between these two options for specialized coverage. Even savvy drivers may not realize that one includes the other.
What Is Roadside Assistance Coverage?
Roadside Assistance Coverage is the policy that allows you peace of mind when you and your family travel. Roadside emergencies can happen anywhere and to anyone and Roadside Assistance Coverage allows you to depart on your vacation knowing that if emergencies come up, you are covered. Policies with a good amount of coverage will include 24 hour emergency road service. Minor mechanical work, towing, tire changes, jump starts, and fuel delivery should all be available to you in your time of need. Households with multiple family members who drive should look into covering all members on their policy.
Coverage is also available for drivers with motorcycles, buses, motor homes, trucks, or RVs. Additional information about Roadside Assistance for RV’ers is available on the AIS website.
What Is Mechanical Breakdown Protection?
Mechanical Breakdown Protection is coverage, available in four different levels, which may offer an extra level of protection over your vehicle’s warranty. The four levels of coverage are Platinum, Gold, Silver, and Bronze ranging from the most inclusive to the least. Read more on our recent blog post: Mechanical Breakdown Protection.
Do I Need To Carry Both On My Vehicle?
Carrying Roadside Assistance Coverage is not only a smart move, but relatively easy and affordable as well. Knowing that 24-hour Roadside Assistance is included in Mechanical Breakdown Protection may be an added incentive to upgrade to one of the four Mechanical Breakdown Protection policies. Breakdowns and accidents come without warning and it almost goes without saying that you would be more at ease knowing you have some level of coverage. If you are looking for the most coverage, look into the Platinum level of Mechanical Breakdown Protection.
AIS has details on the four levels of Mechanical Breakdown Protection coverage and can help you find the right policy for you. Policies with coverage of roadside assistance are also available. No matter whether you have an old or new car, or a larger vehicle, AISwould like to help you benefit from being protected and covered in the future.
This content is offered for educational purposes only and does not represent contractual agreements. The definitions, terms and coverages in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied.